ESAF Small Finance Bank: Deposits Surge 24.34% YoY to ₹28,466 Cr, Gross Advances up 25.05% YoY to ₹23,931 Cr
ESAF Small Finance Bank's total deposits grew 24.34% YoY to ₹28,466 Crore as of September 30, 2026. Gross advances increased 25.05% YoY to ₹23,931 Crore. Total business reached ₹53,447 Crore. The bank operates 831 branches.
The increase in deposits and advances is a positive financial indicator for the bank, which could influence investor sentiment and its market position.
The bank reported significant year-on-year growth in total deposits and gross advances, indicating a positive business performance.
ESAF Small Finance Bank Limited has reported provisional financial results for the quarter ended September 30, 2026. Total deposits grew by 24.34% year-on-year to ₹28,466 Crore, with CASA deposits increasing by 9.91% to ₹6,645 Crore. The CASA ratio stood at 23.34% as of September 30, 2026.
Gross advances saw a year-on-year increase of 25.05%, reaching ₹23,931 Crore. Advances including IBPC grew by 30.54% YoY to ₹24,981 Crore. The bank undertook a technical write-off of NPAs amounting to ₹625 Crore during the quarter. MARG advances (MSME, Agri, Retail & Gold Loan) grew by 38% on a YoY basis to ₹13,938 Crore. Secured advances constituted 65.19% of gross advances. Disbursements remained stable at ₹16,608 Crore in FY27.
The bank's total business, including IBPC, stood at ₹53,447 Crore as of September 30, 2026. As of the same date, ESAF Small Finance Bank operated with 831 branches, 722 ATMs, and 1060 Customer Service Centres across 24 states and 2 union territories.
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ESAF Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by ESAF Small Finance Bank Limited. Read the original for the full detail.