Utkarsh Small Finance Bank Limited
All news and filings related to Utkarsh Small Finance Bank Limited.
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Utkarsh Small Finance Bank Holds NCLT Convened Shareholder Meeting for Amalgamation Scheme
Utkarsh Small Finance Bank Limited conducted an NCLT-convened meeting of equity shareholders on March 28, 2026, to approve the amalgamation scheme with Utkarsh CoreInvest Limited. The meeting, held via video conference, included e-voting by shareholders. The results of the e-voting will be submitted separately.
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Utkarsh SFB publishes newspaper ads for NPA sale & EGM announcement.
Utkarsh Small Finance Bank is selling two pools of stressed MFI loans totaling ₹1,491 crore. Binding bids are due by March 30, 2026. The bank also issued a corrigendum for its EGM on March 30, 2026, clarifying a ₹800 crore loan to its subsidiary and providing updated financial percentages.
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Utkarsh Small Finance Bank to sell NPAs worth over ₹1,491 crore to ARC
Utkarsh Small Finance Bank approved the sale of NPAs and written-off loans to an ARC. Pool 1 involves ~₹1,016.24 crore with a reserve price of ₹133.10 crore. Pool 2 involves ~₹474.75 crore with a reserve price of ₹62.19 crore. The total value of stressed assets is over ₹1,491 crore.
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Utkarsh Small Finance Bank: Trading Window Closed from April 1, 2026
Utkarsh Small Finance Bank will close its trading window from April 1, 2026. The window will reopen 48 hours after the declaration of financial results for the quarter and financial year ending March 31, 2026. The board meeting date for approving results will be announced later.
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Utkarsh Small Finance Bank: RBI Approves Variable Pay for MD & CEO for FY25 and Fixed Pay for FY26
Utkarsh Small Finance Bank's MD & CEO, Mr. Govind Singh, has received RBI approval for his variable pay for FY 2024-25 and fixed pay for FY 2025-26. This approval aligns with RBI guidelines dated September 16, 2024.
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Utkarsh SFB Shareholders Approve Director Appointments & CEO Remuneration
Utkarsh Small Finance Bank shareholders approved the appointment of Dr. Ram Jass Yadav as Non-Executive Non-Independent Director and re-appointed Mr. Ajay Kumar Kapur as Independent Director. Remuneration for MD & CEO Mr. Govind Singh for FY25-26 was also approved. All resolutions passed with significant majority via e-voting.
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Utkarsh Small Finance Bank Director Muralidharan Rajamani Ceases Post Completion of Tenure
Mr. Muralidharan Rajamani has ceased to be a Non-Executive Non-Independent Director of Utkarsh Small Finance Bank Limited as of March 2, 2026, upon completion of his five-year term. He is not seeking re-appointment due to personal commitments.
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Utkarsh Small Finance Bank: Chief Human Resource Officer Hitain Sharma Resigns
Utkarsh Small Finance Bank announced that Mr. Hitain Sharma, Chief Human Resource Officer, has resigned. He will cease his employment after business hours on February 27, 2026, to pursue other career opportunities.
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Utkarsh Small Finance Bank to hold Shareholder Meeting on March 28 for Amalgamation Scheme
Utkarsh Small Finance Bank Limited will hold a shareholder meeting on March 28, 2026, via video conferencing, to approve the amalgamation scheme with Utkarsh CoreInvest Limited. Remote e-voting will take place from March 25 to March 27, 2026.
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Utkarsh Small Finance Bank to hold Unsecured Creditors' Meeting on March 28 for Amalgamation
Utkarsh Small Finance Bank will convene a meeting of Unsecured Creditors on March 28, 2026, to approve the amalgamation scheme with Utkarsh CoreInvest Limited. E-voting will be open from March 25 to March 27, 2026. Creditors eligible to vote are those on the list as of November 30, 2025.
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Utkarsh Small Finance Bank to hold Shareholder Meeting on March 28, 2026 for Amalgamation Scheme
Utkarsh Small Finance Bank will hold a shareholder meeting on March 28, 2026, via Video Conferencing to approve the amalgamation scheme with Utkarsh CoreInvest Limited. Remote e-voting will be open from March 25 to March 27, 2026. NCLT has directed the meeting, with Dr. Santosh Kumari appointed as Chairperson.
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Utkarsh Small Finance Bank to attend Kotak's Investor Conference on Feb 23
Utkarsh Small Finance Bank will attend Kotak's 'Chasing Growth 2026' investor conference on February 23, 2026, in Mumbai. The bank will participate in group and one-to-one meetings, sharing only publicly available information.
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Utkarsh Small Finance Bank: NCLT Approves Scheme of Amalgamation, Shareholder Meetings Scheduled
Utkarsh Small Finance Bank's Scheme of Amalgamation with Utkarsh CoreInvest Limited has received NCLT approval. Equity Shareholder and Unsecured Creditor meetings are scheduled for March 28, 2026. The NCLT order was dated February 11, 2026.
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Utkarsh Small Finance Bank: Transcript of Q3 FY26 Earnings Call Released
Utkarsh Small Finance Bank released its Q3 FY26 earnings call transcript. The bank reported a net loss of INR 375 crores but maintained a strong Capital Adequacy ratio of 20.1%. It aims for 25-30% loan book growth over 2-3 years, targeting 8.5% NIM and 15% ROE by FY28. FY27 ROE is projected at 10%.
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Utkarsh Small Finance Bank Posts Net Loss of ₹37,501 Crore in Q3 FY26
Utkarsh Small Finance Bank reported a net loss of ₹375.01 crore for Q3 FY26, widening from ₹168.05 crore loss in Q3 FY25. Total income from operations was ₹901.71 crore. Gross loan portfolio grew 21.7% YoY to ₹21,087 crore, and deposits rose 3.9% YoY to ₹18,306 crore. CRAR stood at 20.11%.
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Utkarsh SFB: No Deviation in Utilization of Rs. 949.08 Crore Raised via Rights Issue for Q3 FY26
Utkarsh Small Finance Bank reported no deviations in the utilization of ₹949.08 Crores raised via Rights Issue on November 05, 2025. The funds were used to augment its Tier-I capital base. The statement for the quarter ended December 31, 2025, was reviewed by the Audit Committee.
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Utkarsh Small Finance Bank Q3 FY26: Net Loss ₹375 Cr, Loan Portfolio Contracts 3.9%
Utkarsh Small Finance Bank reported a Net Loss of ₹375 crore for Q3 FY26. Gross Loan Portfolio contracted by 3.9% YoY to ₹18,306 crore, while deposits grew 4.5% YoY to ₹21,087 crore. Secured lending now constitutes 50% of the loan portfolio. The bank successfully raised ₹950 crore via a rights issue in November 2025.
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Utkarsh Small Finance Bank Q3FY26 Investor Presentation Released
Utkarsh Small Finance Bank's Q3 FY26 investor presentation shows Gross Loan Portfolio at ₹18,306 crore (-3.9% YoY) and Total Deposits at ₹21,087 crore (+4.5% YoY). Retail Term Deposits grew 27.5% YoY to ₹11,888 crore. The bank reported a PAT loss of ₹375 crore for Q3 FY26, compared to a ₹168 crore loss in Q3 FY25. Total branches increased to 1,105.
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Utkarsh SFB Q3FY26 Results: Net Loss of ₹375 Crore
Utkarsh Small Finance Bank reported a net loss of ₹375 crore for Q3FY26, compared to a ₹16.81 crore loss in Q3FY25. Nine-month net loss surged to ₹963 crore from ₹20.73 crore. The bank raised ₹949 crore via rights issue listed on Nov 7, 2025. Merger scheme with promoter approved.
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Utkarsh SFB publishes Newspaper Advertisement regarding Postal Ballot Notice dispatch
Utkarsh Small Finance Bank Limited published a newspaper advertisement on January 30, 2026, confirming the dispatch of its Postal Ballot Notice on January 29, 2026. Shareholders can cast their vote electronically from January 30, 2026, to February 16, 2026. Results will be announced by February 20, 2026.
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Utkarsh Small Finance Bank to announce Q3FY26 results on Feb 02, 2026
Utkarsh Small Finance Bank will announce its Un-audited Financial Results for Q3FY26 and nine months ended December 31, 2025, on February 02, 2026. A conference call to discuss the results is also scheduled for the same day at 05:00 PM IST. The trading window will reopen on February 05, 2026.
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Utkarsh Small Finance Bank: SEBI Reg 74(5) Certificate for Q3 FY26
Utkarsh Small Finance Bank Limited submitted a certificate under SEBI Regulation 74(5) for the period October 1, 2025, to December 31, 2025. The certificate was received from the bank's Registrar and Share Transfer Agent, KFin Technologies Limited.
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Utkarsh SFB Q3 FY26 Business Update: Loan Portfolio Down 3.9%, Deposits Up 4.5%
Utkarsh Small Finance Bank reported provisional Q3 FY26 business updates. Gross loan portfolio decreased 3.9% YoY to ₹18,306 crore, while total deposits grew 4.5% YoY to ₹21,087 crore. CASA deposits increased 16.1% YoY. Collection efficiency was 99.1% and LCR stood at 200% as of December 31, 2025.
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Utkarsh Small Finance Bank's Tier II Bonds Rating Reaffirmed at CARE A; Outlook Negative
Utkarsh Small Finance Bank's ₹200 crore Tier II Bonds rating has been reaffirmed at CARE A by CARE Ratings. However, the outlook has been revised from Stable to Negative due to stress in the micro-finance segment affecting asset quality and profitability.
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Utkarsh Small Finance Bank Appoints Dr. Ram Jass Yadav as Additional Director
Utkarsh Small Finance Bank appointed Dr. Ram Jass Yadav as an Additional Director for a term of five years from January 3, 2026, to January 2, 2031. The appointment is subject to shareholder approval. Dr. Yadav has over 40 years of banking experience.
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Utkarsh Small Finance Bank Appoints Dr. Ram Jass Yadav as Additional Director
Utkarsh Small Finance Bank appointed Dr. Ram Jass Yadav as an Additional Director for a five-year term from January 3, 2026, to January 2, 2031, subject to shareholder approval. Dr. Yadav has over 40 years of banking experience.
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Utkarsh Small Finance Bank: Whole Time Director Pramod Kumar Dubey Resigns
Mr. Pramod Kumar Dubey has resigned as Whole Time Director and KMP of Utkarsh Small Finance Bank. His resignation is effective December 31, 2025. The bank acknowledged his services and wished him well.
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Utkarsh SFB Appoints Ritesh Kumar as Chief Compliance Officer
Utkarsh Small Finance Bank has appointed Mr. Ritesh Kumar as Chief Compliance Officer for a three-year term, effective December 31, 2025. Mr. Kumar brings over 25 years of banking experience across various domains including risk management and compliance.
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Utkarsh SFB files Scheme of Amalgamation with NCLT for Utkarsh CoreInvest
Utkarsh Small Finance Bank and Utkarsh CoreInvest have filed a joint application for a Scheme of Amalgamation with the NCLT on December 26, 2025. The application seeks directions for convening stakeholder meetings for the proposed merger.
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Utkarsh Small Finance Bank Closes Trading Window from Jan 01, 2026
Utkarsh Small Finance Bank will close its trading window from January 01, 2026. The window will reopen 48 hours after the declaration of unaudited financial results for the quarter ended December 31, 2025. The board meeting date for approving results will be announced later.
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Utkarsh Small Finance Bank Appoints New Head of Internal Audit, Re-appoints Independent Director
Utkarsh Small Finance Bank appointed Ms. Suchita Chatterjee as permanent Head – Internal Audit from December 13, 2025. Mr. Ajay Kumar Kapur was re-appointed as Independent Director for a second term from March 02, 2026, to March 01, 2029, pending shareholder approval.
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Utkarsh SFB: Ms. Chatterjee Appointed Head - Internal Audit; Mr. Kapur Re-appointed Director
Utkarsh Small Finance Bank appointed Ms. Suchita Chatterjee as permanent Head – Internal Audit from December 13, 2025. The bank also approved the re-appointment of Mr. Ajay Kumar Kapur as Independent Director for a second term from March 02, 2026, to March 01, 2029, pending shareholder approval.
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Utkarsh SFB Appoints Ms. Chatterjee as Head - Internal Audit, Reappoints Mr. Kapur
Utkarsh Small Finance Bank appointed Ms. Suchita Chatterjee as permanent Head – Internal Audit from December 13, 2025. The bank also re-appointed Mr. Ajay Kumar Kapur as an Independent Director for a second term from March 02, 2026, to March 01, 2029, pending shareholder approval.
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Utkarsh Small Finance Bank Q2 FY26 Earnings Conference Call Transcript
Utkarsh Small Finance Bank's Q2 FY26 earnings call reveals a focus on portfolio stabilization, a net loss of ₹348 crore, and a successful ₹950 crore equity raise. Targets 25% loan book growth.
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Utkarsh Small Finance Bank Announces Analyst/Investor Meeting on 21 Nov 2025
Utkarsh Small Finance Bank will conduct a meeting with analysts/investors on November 21, 2025, in Mumbai. The Kotak Midcap Conference 2025 will involve group and one-on-one sessions.
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Newspaper Publication of Unaudited Financial Results
Utkarsh Small Finance Bank Limited has published unaudited financial results for the quarter and half year ended September 30, 2025, in compliance with SEBI Listing Regulations.
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Utkarsh Small Finance Bank Releases Audio Recording of Q2/H1 FY26 Earnings Call
Utkarsh Small Finance Bank released the audio recording of its earnings conference call held on November 14, 2025, discussing Q2 and H1 FY26 results. The recording and investor presentation are available online, with the transcript to follow.
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Utkarsh SFB releases audio recording and investor presentation for Q2/H1 FY26 earnings call
Utkarsh Small Finance Bank released the audio recording of its earnings conference call for Q2 and H1 FY26 results, held on November 14, 2025, on its website, along with the investor presentation.
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Utkarsh Small Finance Bank Approves Unaudited Financial Results and Appointment
Utkarsh Small Finance Bank approved unaudited financial results for the quarter ended September 30, 2025, appointed Mr. Virender Sharma as Head-Micro Banking, and granted 3,10,00,000 stock options to eligible employees.
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Utkarsh SFB reports ₹348 crore net loss in Q2 FY26; Gross Loan Portfolio contracts
Utkarsh SFB reported a net loss of ₹348 crore in Q2 FY26, with gross loan portfolio contraction but strong deposit growth. The bank is strategically shifting towards secured lending and raised ₹950 crore via a rights issue.
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Investor Presentation on Unaudited Financial Results for Q2 & H1 FY26
Utkarsh Small Finance Bank released an investor presentation for Q2 & H1 FY26, highlighting a 10% YoY increase in deposits to ₹21,447 crore but a loss of ₹348 crore for the quarter.
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Utkarsh Small Finance Bank reports significant Q2 & H1 losses; appoints new Head-Micro Banking
Utkarsh Small Finance Bank reported significant net losses for Q2 and H1 FY26, appointed a new Head-Micro Banking, and granted 3.1 crore stock options. A rights issue of ₹94,907.93 lakhs was also completed.
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Utkarsh Small Finance Bank Announces Rescheduled Earnings Conference Call
Utkarsh Small Finance Bank reschedules its earnings conference call for Q2FY26 results to November 14, 2025, at 5:30 p.m. IST.
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Clarification Regarding Board Meeting and Earnings Conference Call Intimation
Utkarsh Small Finance Bank clarifies its earlier intimation regarding the board meeting and earnings conference call for the financial results, specifically addressing the description of the results for the quarter and half year ended September 30, 2025.
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Utkarsh Small Finance Bank to hold Board Meeting and Earnings Call for Q2FY26 Results on Nov 14, 2025
Utkarsh Small Finance Bank will hold a board meeting and earnings call on November 14, 2025, to approve and discuss Q2FY26 financial results. The trading window re-opens November 17, 2025.
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Utkarsh Small Finance Bank announces successful Rights Issue allotment and upcoming trading commencement
Utkarsh Small Finance Bank has published newspaper advertisements detailing the basis of allotment for its oversubscribed ₹949.08 crore rights issue, with trading expected to begin on November 7, 2025.
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Utkarsh Small Finance Bank completes Rights Issue allotment, raises ₹949.08 crore
Utkarsh Small Finance Bank allotted 67,79,13,784 equity shares at ₹14 each through its Rights Issue, successfully raising ₹949.08 crore. This increased the bank's paid-up capital.
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Utkarsh Small Finance Bank Migrates to New Domain
Utkarsh Small Finance Bank migrates its website domain from www.utkarsh.bank to www.utkarsh.bank.in, following RBI's advisory. All services are now accessible on the new domain.
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Utkarsh Small Finance Bank: Specific Investors Submit Applications for Rights Issue
Utkarsh Small Finance Bank announced that specific investors, including Kotak Mahindra Life, HDFC Life, and ICICI Prudential Life, submitted applications for its Rights Issue on October 24, 2025, in compliance with SEBI regulations, as a follow-up to previous disclosures.
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Utkarsh Small Finance Bank confirms specific investor applications for Rights Issue
Utkarsh Small Finance Bank confirmed that specific investors submitted applications for its Rights Issue before 11 a.m. on October 24, 2025, including several key institutional investors.
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