Utkarsh Small Finance Bank Limited
All news and filings related to Utkarsh Small Finance Bank Limited.
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Utkarsh Small Finance Bank Appoints Manmohan Shetty as CFO
Utkarsh Small Finance Bank appointed Mr. Manmohan Shetty as CFO and Key Managerial Personnel, effective September 19, 2026. Mr. Shetty has over 20 years of experience in finance across banking and financial services.
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Utkarsh Small Finance Bank Appoints Mr. Manmohan Shetty as New CFO
Utkarsh Small Finance Bank appointed Mr. Manmohan Shetty as Chief Financial Officer and Key Managerial Personnel, effective September 19, 2026. Mr. Shetty has over two decades of experience in the financial services sector.
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Utkarsh SFB Approves ₹300 Crore Tier II Bond Issuance
Utkarsh Small Finance Bank's CSFRC approved issuing up to ₹300 crore in Tier II NCDs. The bonds have a face value of ₹1 lakh, a tenure of seven years, and an interest rate of up to 11.75% payable quarterly. The issuance is on a private placement basis and will be listed on BSE.
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Utkarsh Small Finance Bank's Tier II Bonds Rated CARE A- (Stable)
Utkarsh Small Finance Bank's proposed Tier II bonds of ₹500 crore have been assigned a CARE A- (Stable) rating. Existing Tier II bonds of ₹200 crore were reaffirmed with the same rating. This indicates low credit risk and adequate safety for servicing financial obligations.
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Utkarsh Small Finance Bank to Participate in Elara India Dialogue 2026 on Sep 2
Utkarsh Small Finance Bank will attend the Elara India Dialogue 2026 on September 02, 2026, in Mumbai. The event includes group conferences and one-to-one meetings with investors and analysts. Only public domain information will be shared.
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Utkarsh Small Finance Bank Assigned ESG Score of 63
Utkarsh Small Finance Bank Limited has been assigned an ESG score of 63 by ESG Risk Assessments and Insights Limited. The score is based on publicly available information and was received on August 20, 2026. The disclosure will be available on the bank's website.
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Utkarsh Small Finance Bank to Migrate Core Banking System; Services Unavailable Aug 21-24
Utkarsh Small Finance Bank is migrating to a new Core Banking System. Banking services will be unavailable from August 21, 2026 (10:00 PM) to August 24, 2026 (06:00 AM) during this planned downtime.
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Utkarsh Small Finance Bank Assigned ESG Score of 71.80 by SES ESG Research
Utkarsh Small Finance Bank has received an ESG score of 71.80 from SES ESG Research. The score is based on publicly available information and was received on August 16, 2026. The bank will also publish this information on its website.
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Utkarsh SFB Q1 FY27 Earnings Call Transcript Released
Utkarsh Small Finance Bank released its Q1 FY27 earnings call transcript. The bank reported a net loss of ₹34 crore, an 80% reduction year-on-year. Total disbursements grew 49% YoY. GNPA ratio improved to 5.9%. The bank plans to raise ₹500 crore via NCDs and targets 25-30% loan book growth.
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Utkarsh SFB's 10th AGM: All resolutions passed, including director appointments.
Utkarsh Small Finance Bank's 10th AGM on August 4, 2026, saw all resolutions passed. Key approvals included the FY26 financial statements, re-appointment of Dr. Ram Jass Yadav and Mr. Parveen Kumar Gupta, and new appointments of Mr. Anjani Srivastava and Mr. Sarjukumar Pravin Simaria.
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Utkarsh Small Finance Bank Holds 10th AGM on Aug 04, 2026, Discusses FY26 Performance
Utkarsh Small Finance Bank held its 10th AGM on August 4, 2026. Key resolutions included appointing and re-appointing directors. The bank discussed its FY26 performance, challenges in the microfinance sector, and strategic focus on long-term sustainability and asset quality improvement.
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Utkarsh Small Finance Bank: Audio Recording of Q1FY27 Earnings Call Available
Utkarsh Small Finance Bank released the audio recording of its Q1FY27 earnings conference call held on August 3, 2026. The call covered the unaudited financial results for the quarter ended June 30, 2026. The investor presentation is also available online.
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Utkarsh Small Finance Bank Q1 FY27 Financial Results Published in Newspapers
Utkarsh Small Finance Bank published its unaudited financial results for Q1 FY27 in English and Hindi newspapers on August 3, 2026. The full results are available on the bank's website and stock exchange platforms.
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Utkarsh Small Finance Bank Q1 FY27 Investor Presentation Released
Utkarsh Small Finance Bank released its Q1 FY27 investor presentation. Key financials include a ₹28,418 crore balance sheet, GNPA at 5.9%, and NNPA at 2.8%. CASA ratio improved to 22% and CASA+Retail TD to 83%. The bank targets 25-30% portfolio growth and ~15% ROE by FY28.
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Utkarsh SFB Q1 FY27 Net Loss of ₹339 Crore, Asset Quality Improves
Utkarsh Small Finance Bank reported a net loss of ₹339.20 crore for Q1 FY27. Gross NPA reduced to 6.09% and Net NPA to 2.86%. The bank is proceeding with its amalgamation with Utkarsh Corelnvest Limited, with the next NCLT hearing on August 06, 2026. A call option will be exercised on August 13, 2026, to redeem ₹19,500 lakhs in bonds.
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Utkarsh Small Finance Bank Board Meeting on Aug 1 to Approve Q1FY27 Results
Utkarsh Small Finance Bank will hold a board meeting on August 01, 2026, to approve Q1FY27 unaudited financial results. A conference call to discuss these results is scheduled for August 03, 2026, at 4:00 PM IST. The trading window will reopen on August 04, 2026.
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Utkarsh SFB to Redeem ₹195 Crore NCDs on August 13, 2026
Utkarsh Small Finance Bank will redeem ₹195 crore of its Lower Tier II NCDs on August 13, 2026. The record date for eligible debenture holders is July 29, 2026. The bank has secured RBI approval for this early redemption of bonds originally issued on June 26, 2020.
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Utkarsh Small Finance Bank to Redeem ₹195 Crore Bonds on August 13, 2026
Utkarsh Small Finance Bank will redeem ₹195 crore of Lower Tier II Bonds on August 13, 2026, via a call option. The record date for this redemption has been set as July 29, 2026. This decision was approved by the Bank's Capital Structuring and Fund Raise Committee.
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Utkarsh Small Finance Bank's Subordinated Debt Rating Downgraded to CARE A- by CARE Ratings
Utkarsh Small Finance Bank's subordinated debt (₹200 crore) rating has been downgraded by CARE Ratings from CARE A; Negative to CARE A-; Stable. The revision is due to weakening profitability and asset quality stress as of March 31, 2026.
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Utkarsh Small Finance Bank Discloses Newspaper Ads for 10th AGM and Annual Report
Utkarsh Small Finance Bank Limited has announced the dispatch of its 10th Annual General Meeting notice and the Annual Report for FY 2025-26. The bank has published newspaper advertisements detailing this information, which also includes e-voting instructions for its members.
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Utkarsh Small Finance Bank Releases 10th AGM Notice and FY26 Annual Report
Utkarsh Small Finance Bank released its FY26 Annual Report and 10th AGM notice. The bank reported ₹3,809.75 Crore in total revenue and a ₹19,332.44 Crore loan portfolio. It raised ₹950 Crore in equity. FY26 saw a reported loss of ₹1,151 Crore due to microfinance sector recalibrations, with a focus on discipline and long-term value.
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Utkarsh Small Finance Bank: Certificate Under SEBI (Depositories and Participants) Regulations, 2018
Utkarsh Small Finance Bank Limited submitted a certificate under SEBI regulations for the quarter ended June 30, 2026. The RTA, KFin Technologies Limited, confirmed that details of dematerialized/rematerialized securities were furnished to stock exchanges.
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Utkarsh SFB Q1 FY27: Disbursements Surge 48.5%, Gross Loan Portfolio Grows 2%
Utkarsh Small Finance Bank reported Q1 FY27 provisional results. Total disbursements increased 48.5% YoY to ₹3,370 crore. Gross loan portfolio grew 2.0% YoY to ₹19,612 crore. Total deposits rose 2.6% YoY to ₹22,053 crore. CASA deposits increased 15.1% YoY to ₹4,867 crore. LCR stood at 223%.
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Utkarsh Small Finance Bank: Newspaper Publication for Amalgamation Scheme Hearing
Utkarsh Small Finance Bank Limited announced newspaper publications regarding the amalgamation scheme hearing. The advertisements were published on July 01, 2026, in Financial Express and Jansatta as per NCLT directions. This filing is in accordance with SEBI LODR regulations.
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Utkarsh SFB Certifies Compliance with RBI & SEBI Cyber Security Guidelines for FY26
Utkarsh Small Finance Bank Limited confirms compliance with RBI and SEBI cyber security guidelines for FY26. This aligns with SEBI's framework and will be available on the bank's website.
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Utkarsh SFB publishes newspaper ads for NPA sale, invites ARCs
Utkarsh Small Finance Bank has published newspaper advertisements inviting Expressions of Interest from ARCs for the sale of NPAs and written-off loans. This action follows a prior intimation regarding the proposed sale. The advertisement appeared on June 27, 2026.
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Utkarsh SFB Approves Sale of NPAs Worth ₹726.83 Crore
Utkarsh Small Finance Bank approved the sale of NPAs and written-off loans totaling ₹726.83 crore. The sale includes three pools of stressed assets, primarily unsecured MFI loans and secured commercial vehicle/construction equipment loans, with specific reserve and starting bid prices for each pool.
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Utkarsh SFB Board Approves ₹500 Cr Tier II Bonds, Appoints New Executive Director
Utkarsh Small Finance Bank approved issuing up to ₹500 crore in Tier II bonds. Mr. Sarjukumar Pravin Simaria was appointed as Whole Time Director effective June 22, 2026, and will step down as CFO. The 10th AGM is scheduled for August 04, 2026.
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Utkarsh SFB Board Approves ₹500 Cr Tier II Bonds, Appoints Sarjukumar Simaria as ED
Utkarsh Small Finance Bank approved issuing up to ₹500 crore in Tier II bonds. The 10th AGM is set for August 4, 2026. Mr. Sarjukumar Pravin Simaria was appointed as Whole Time Director for three years from June 22, 2026, relinquishing his CFO role on June 20, 2026.
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Utkarsh SFB Appoints Sarjukumar Simaria as Executive Director, Approves ₹500 Crore Bond Issuance
Utkarsh Small Finance Bank approved a ₹500 crore Tier II bond issuance. Mr. Sarjukumar Pravin Simaria was appointed Whole Time Director from June 22, 2026, for three years, relinquishing his CFO role. The 10th AGM is scheduled for August 04, 2026.
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Utkarsh SFB Board Approves ₹500 Crore Bond Issue, Appoints New Director
Utkarsh Small Finance Bank approved issuing up to ₹500 crore in Tier II bonds. The 10th AGM is scheduled for August 4, 2026. Mr. Sarjukumar Pravin Simaria was appointed as Additional Whole Time Director from June 22, 2026, and relinquished his CFO role on June 20, 2026.
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Utkarsh Small Finance Bank: Revised NCLT Filing Update for Amalgamation Scheme
Utkarsh Small Finance Bank provides a revised update on its Scheme of Amalgamation. The National Company Law Tribunal reference is corrected to the Allahabad Bench, Prayagraj. All other details from the May 20, 2026, intimation remain unchanged.
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Utkarsh Small Finance Bank: NCLT lists amalgamation petition for hearing on July 23, 2026
Utkarsh Small Finance Bank's amalgamation petition with Utkarsh CoreInvest Limited has been listed for hearing by the NCLT on July 23, 2026. The NCLT pronounced its order on May 18, 2026, and the bank will adhere to all directions within stipulated timelines.
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Utkarsh Small Finance Bank Releases Q4 FY26 Earnings Call Transcript
Utkarsh Small Finance Bank released its Q4 FY26 earnings call transcript. The bank saw improved disbursements and reduced NPAs, with GNPA at 7.7%. Secured lending now forms 51% of the loan book. Despite a net loss of ₹188 crore due to legacy provisioning, capital adequacy stands at 17.7%. The bank aims for 25-30% loan growth and 15% ROE by FY28.
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Utkarsh Small Finance Bank: Audio Recording of Earnings Concall Available
Utkarsh Small Finance Bank released the audio recording of its earnings conference call held on May 11, 2026. The call focused on the audited financial results for the quarter and financial year ended March 31, 2026. The investor presentation is also available on the bank's website.
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Utkarsh SFB publishes audited financial results for Q4FY26
Utkarsh Small Finance Bank Limited announced its audited financial results for Q4FY26 on May 11, 2026. The bank reported a total income of ₹95,207.02 crore and a net loss after tax of ₹18,801.56 crore for the year ended March 31, 2026. Key metrics include a Net Interest Margin of 3.29% and CRAR of 17.71%.
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Utkarsh SFB Approves FY26 Audited Results, Appoints New Directors and Senior Management
Utkarsh Small Finance Bank reported a net loss of ₹18,801.56 lakh for Q4 FY26 and ₹1,15,097.84 lakh for FY26. The bank appointed Mr. Anjani Kumar Srivastava as Additional Director and re-appointed Mr. Parveen Kumar Gupta as Independent Director. Ms. Dhara Vyas, Mr. Abhay Kataria, and Mr. Anindya Mitra were appointed to senior management roles. The CAR was 17.71% as of March 31, 2026.
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Utkarsh Small Finance Bank: Board Approves FY26 Audited Results, Appoints New Directors
Utkarsh Small Finance Bank reported its audited financial results for FY26. The bank posted a net loss of ₹1,15,097.84 lakh for the year ended March 31, 2026. The Board approved the re-appointment of Mr. Parveen Kumar Gupta as Independent Director and appointed Mr. Anjani Kumar Srivastava as Additional Director. New Senior Management Personnel including Ms. Dhara Vyas (CHRO), Mr. Abhay Kataria (Head-Assets), and Mr. Anindya Mitra (Chief Credit Officer) were also appointed.
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Utkarsh Small Finance Bank Q4 FY26: Net Loss of ₹1,151 Crore
Utkarsh Small Finance Bank reported a net loss of ₹1,151 crore for FY26 and ₹188 crore for Q4 FY26. Total disbursements rose 30.1% YoY to ₹4,207 crore in Q4 FY26. Deposits were stable at ₹21,654 crore. Net NPA improved to 3.3%. The bank aims for 25-30% portfolio growth and ~15% ROE in 2-3 years. Anjani Kumar Srivastava was appointed as Additional Director.
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Utkarsh SFB Q4 FY26: Net Loss Narrows to ₹188 Cr, Loan Portfolio Grows 5.6%
Utkarsh Small Finance Bank reported a net loss of ₹188 crore for Q4 FY26, down from ₹375 crore in Q3 FY26. Gross Loan Portfolio grew 5.6% QoQ to ₹19,332 crore, with secured lending at 51%. Deposits reached ₹21,654 crore, and CASA ratio improved to 24%. The bank raised ₹950 crore via rights issue in Nov 2025.
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Utkarsh SFB Board Approves Audited FY26 Results, Appoints Directors & Senior Management
Utkarsh Small Finance Bank's Board approved audited financial results for FY26. Key appointments include Mr. Parveen Kumar Gupta as Independent Director (re-appointment from Sep 1, 2026) and Mr. Anjani Kumar Srivastava as Additional Director (from May 9, 2026). Ms. Dhara Vyas, Mr. Abhay Kataria, and Mr. Anindya Mitra were appointed to senior management roles.
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Utkarsh Small Finance Bank Board Meeting on May 9 to Approve Q4FY26 Results; Concall on May 11
Utkarsh Small Finance Bank will hold a board meeting on May 9, 2026, to approve audited financial results for Q4FY26 and the full financial year. An earnings conference call is scheduled for May 11, 2026, at 4:00 PM IST to discuss these results. The trading window will reopen on May 12, 2026.
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Utkarsh Small Finance Bank Assigned Strong ESG Score of 62
Utkarsh Small Finance Bank received a '62-Strong' ESG score from ESG Risk Assessments & Insights Limited on April 24, 2026. The score is based on publicly available information and has been disclosed on the bank's website.
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Utkarsh Small Finance Bank Files Second Motion Petition for Amalgamation
Utkarsh Small Finance Bank and Utkarsh CoreInvest Limited filed a joint second motion petition with the NCLT on April 5, 2026, seeking sanction for their Scheme of Amalgamation. This follows shareholder and creditor approval obtained on April 1, 2026.
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Utkarsh SFB Q4 FY26 Disbursements Up 30.1% YoY to ₹4,207 Cr; Gross Loan Portfolio at ₹19,333 Cr
Utkarsh Small Finance Bank reported provisional Q4 FY26 business updates. Total disbursements rose 30.1% YoY to ₹4,207 crore. Gross loan portfolio was ₹19,333 crore, down 1.7% YoY. Total deposits stood at ₹21,654 crore, up 0.4% YoY. CASA ratio improved to 24.0%. LCR was 177%.
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Utkarsh SFB submits SEBI compliance certificate for Q4FY26
Utkarsh Small Finance Bank Limited submitted its quarterly compliance certificate for the period ending March 31, 2026, as required by SEBI regulations. The certificate was issued by KFin Technologies Limited, the bank's registrar and share transfer agent.
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Utkarsh Small Finance Bank: Unsecured Creditors Approve Amalgamation Scheme
Utkarsh Small Finance Bank's Unsecured Creditors approved the amalgamation scheme with Utkarsh CoreInvest Limited. The NCLT-convened meeting on March 28, 2026, saw the scheme pass with the required majority, as confirmed by the Scrutinizer's report dated March 31, 2026.
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Utkarsh Small Finance Bank Shareholders Approve Amalgamation Scheme
Utkarsh Small Finance Bank shareholders approved the Scheme of Amalgamation between Utkarsh CoreInvest Limited and Utkarsh Small Finance Bank Limited. The resolution passed with a significant majority during a meeting held on March 28, 2026, as per the NCLT order. Voting results confirmed strong shareholder backing for the amalgamation.
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Utkarsh SFB Completes Transfer of Stressed MFI Loans Portfolio to ARCs
Utkarsh Small Finance Bank completed the transfer of its unsecured stressed MFI loans portfolio to Asset Reconstruction Companies. Pool 1 with ₹1,016.24 crore outstanding was transferred to ARCIL for ₹133.10 crore. Pool 2 with ₹474.75 crore outstanding was transferred to SARC for ₹62.19 crore.
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Utkarsh Small Finance Bank: Unsecured Creditors Meeting Held for Amalgamation Scheme
Utkarsh Small Finance Bank held an NCLT-convened meeting of Unsecured Creditors on March 28, 2026, to approve the amalgamation scheme with Utkarsh CoreInvest Limited. 16 creditors attended, and e-voting was conducted. The bank will submit the voting results and scrutinizer's report separately.
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