Aavas Financiers Q1FY27 Results: Profit Before Tax at ₹2,201 Crore
Aavas Financiers reported its Q1FY27 results, with Profit Before Tax at ₹2,201 crore and Profit After Tax at ₹171.27 crore. Basic EPS was ₹21.60. The company allotted 5,039 equity shares under its ESOP. NCD proceeds of ₹325.52 crore were utilized with no deviation. GNPA stood at 1.11% and CRAR at 44.66%.
The announcement includes the company's quarterly financial results, which are material information for investors. Key ratios and the ESOP allotment also contribute to the impact.
The company reported positive financial results with growth in revenue and profit compared to the previous year, along with strong capital adequacy and liquidity ratios.
Aavas Financiers Limited announced the outcome of its Board Meeting held on July 21, 2026. The Board approved the Unaudited Financial Results for the quarter ended June 30, 2026. The company reported a Profit Before Tax of ₹22,010.40 lakh (₹220.10 crore) for the quarter ended June 30, 2026. Total revenue from operations stood at ₹70,871.77 lakh (₹708.72 crore), while total expenses were ₹48,899.17 lakh (₹488.99 crore). Profit for the period after tax was ₹17,126.81 lakh (₹171.27 crore). Basic Earnings Per Share (EPS) for the quarter was ₹21.60.
The company also disclosed details regarding the allotment of 5,039 equity shares to eligible employees under its Performance Stock Option Plan. Furthermore, Aavas Financiers confirmed that the proceeds from its Non-Convertible Debentures (NCDs), raised via private placement on October 29, 2024, amounting to ₹630 crore, were utilized as stated in the offer document, with ₹325.52 crore utilized and no deviation observed for the quarter ended June 30, 2026.
The company maintained a security cover of at least 100% on its secured listed Non-Convertible Debentures (NCDs) as of June 30, 2026. Key financial ratios as of June 30, 2026, include a Debt Equity Ratio of 3.06, Gross Non-Performing Assets (GNPA) at 1.11%, Net Non-Performing Assets (NNPA) at 0.71%, and a Capital Risk Adequacy Ratio (CRAR) of 44.66%. The Liquidity Coverage Ratio stood at 163.89%. The Board Meeting commenced at 03:41 PM and concluded at 04:34 PM on July 21, 2026.
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Aavas Financiers Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Aavas Financiers Limited. Read the original for the full detail.