Aavas Financiers Q4FY26 Provisional: AUM ₹235 bn (+15% YoY), Disbursements ₹23.5 bn (+16% YoY)
Aavas Financiers reported provisional Q4FY26 results with AUM at ~₹235 bn (+15% YoY). Disbursements were ~₹23.5 bn (+16% YoY). Asset quality improved with 1+ DPD at ~3.17% and Gross Stage 3 at ~1.07%. The company added 38 branches, taking the total to 435. Credit rating is AA with a Positive Outlook.
The announcement provides key financial and operational highlights ahead of the official results, indicating positive performance which could influence investor sentiment.
The company reported positive year-on-year growth in AUM and disbursements, along with improvements in asset quality and a credit rating upgrade.
Aavas Financiers Limited has provided provisional key highlights for its performance in the quarter and financial year ended March 31, 2026. The Assets Under Management (AUM) reached approximately ₹235 billion, marking a 15% year-on-year growth. Disbursements for the fourth quarter of FY26 (Q4FY26) stood at approximately ₹23.5 billion, showing a 16% YoY and 36% quarter-on-quarter increase.
The company reported an improvement in asset quality, with 1+ Days Past Due (DPD) at approximately 3.17%, improving by 63 basis points QoQ, and Gross Stage 3 assets at approximately 1.07%, improving by 12 bps QoQ. Aavas Financiers expanded its network by adding 38 branches in FY26, bringing the total to 435 branches.
The company's credit rating is AA with a Positive Outlook, as upgraded by CARE and ICRA. In Q4FY26, incremental securitized loan portfolio (DA) was approximately ₹4.7 billion, with an additional ₹5 billion in ICRA AAA (SO) rated PTCs successfully placed in March 2026. Incremental borrowings for Q4FY26 were approximately ₹20.6 billion, and the liquidity position as of March 31, 2026, was approximately ₹31.9 billion.
These figures are provisional and subject to review and approval by the Audit Committee, Board of Directors, and Joint Statutory Auditors before the official announcement of the financial results.
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