Arman Financial Services Q2 FY27 Profit Soars 544% to ₹51 Crore on 51% AUM Growth
Arman Financial Services reported Q2 FY27 PAT of ₹51 crore, up 544% YoY, with AUM crossing ₹3,000 crore to ₹3,209 crore. Disbursements grew 72% YoY to ₹818 crore. H1 FY27 PAT reached ₹97 crore, exceeding FY26 full-year profit. Microfinance PAT turned positive at ₹34 crore, and standalone PAT grew 95% to ₹17 crore.
The announcement includes significant financial performance metrics such as a 544% increase in profit, AUM crossing a major milestone, and strong growth across all business segments. This indicates a substantial positive impact on the company's financial standing and investor perception.
The company reported strong year-on-year growth in profits and assets under management, crossing significant milestones and demonstrating a substantial improvement in financial performance. Management commentary also reflects optimism and confidence in future growth.
Arman Financial Services Limited announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a significant increase in Profit After Tax (PAT) to ₹51 crore, a 544% year-on-year growth, and a 14% quarter-on-quarter increase. This surge in profitability was driven by a 51% year-on-year and 10% quarter-on-quarter growth in Assets Under Management (AUM), which crossed the ₹3,000 crore milestone for the first time, reaching ₹3,209 crore.
Consolidated disbursements for Q2 FY27 stood at ₹818 crore, a 72% increase year-on-year. The first half of FY27 (H1 FY27) saw consolidated disbursements of ₹1,505 crore, a 74% growth over H1 FY26. The company has already surpassed its full-year FY26 profit in H1 FY27, with PAT of ₹97 crore compared to ₹57 crore for the entire FY26.
The microfinance segment, operated through Namra Finance Ltd, reported a PAT of ₹34 crore in Q2 FY27, a significant turnaround from a loss of ₹1 crore in Q2 FY26. Namra's AUM grew by 61% year-on-year to ₹2,424 crore. The standalone business segments (MSME, Two-Wheeler, LAP) also showed robust performance, with AUM reaching ₹784 crore and PAT improving by 95% year-on-year to ₹17 crore.
Mr. Aalok Patel, Vice Chairman & Managing Director, highlighted the company's improved operating environment, underwriting and collection practices, and strong asset quality. GNPA stood at 2.73% and NNPA at 0.92%. The company maintained healthy liquidity with ₹334 crore in cash and bank balances, liquid investments, and undrawn credit limits, along with ₹145 crore in undrawn sanctions. Acuité revised the outlook on the company's credit ratings from Stable to Positive.
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Arman Financial Services Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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