Arman Financial Services Q2FY27 Results: PAT up 544% YoY to ₹51.5 Crore
Arman Financial Services reported Q2FY27 consolidated PAT of ₹51.5 Crore, a 544% YoY increase. H1FY27 PAT was ₹96.7 Crore, a significant turnaround. AUM grew 50.6% to ₹3,209 Crore, and disbursements increased 74.1% to ₹1,505 Crore. Collection efficiency stood at 96.6%.
The significant increase in profitability, coupled with strong growth in key financial metrics like AUM and disbursements, indicates a material positive development for the company, likely to be viewed favorably by investors and stakeholders.
The company reported substantial year-on-year growth in profit after tax, a significant increase in assets under management and disbursements, and a positive turnaround in half-yearly performance, indicating strong financial health and operational efficiency.
Arman Financial Services Limited announced its financial results for the quarter and half-year ended September 30, 2026. The company reported a significant increase in its financial performance.
For the second quarter of FY27, the company's Profit After Tax (PAT) surged by 544% to ₹51.5 Crore, compared to ₹8.0 Crore in the same period last year. On a consolidated basis, Profit Before Tax (PBT) stood at ₹69.2 Crore, a 286% increase year-on-year. The total income from operations grew by 47% to ₹234.6 Crore.
For the half-year ended September 30, 2026, consolidated Profit After Tax (PAT) reached ₹96.7 Crore, a substantial turnaround from a loss of ₹6.6 Crore in H1FY26. Profit Before Tax (PBT) was ₹126.3 Crore, a 1766% increase year-on-year. The gross total income for H1FY27 rose by 41% to ₹436.5 Crore.
The Assets Under Management (AUM) grew by 50.6% year-on-year to ₹3,209 Crore. Disbursements also saw a significant jump of 74.1% to ₹1,505 Crore. The active customer base expanded to approximately 6.4 Lakhs, with a collection efficiency of 96.6% for H1FY27.
The company's balance sheet shows total assets of ₹3,275.1 Crore as of September 30, 2026. Shareholders' funds stood at ₹1,032.9 Crore. The Capital Adequacy Ratio (CRAR) for Arman (standalone) was 36.26%, and for Namra (subsidiary) was 37.19%.
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