Axis Bank Q1FY27 PAT Up 23% to ₹7,114 Crore; Deposits Up 18%, Advances Up 19% YoY
Axis Bank reported a Q1FY27 PAT of ₹7,114 crore, up 23% YOY. Deposits grew 18% YOY to ₹13.73 lakh crore, and advances rose 19% YOY to ₹12.62 lakh crore. GNPA improved to 1.28% and NNPA to 0.39%. The bank also announced a ₹100 crore partnership with BITS Pilani for research and innovation.
The results indicate strong financial performance and growth, which are material to the bank's investors and stakeholders. The positive outlook and strategic initiatives further enhance the impact.
The bank reported strong year-on-year growth in profit after tax, deposits, and advances, along with an improvement in asset quality. Strategic investments and partnerships were also highlighted.
Axis Bank Limited announced its unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The bank reported a Profit After Tax (PAT) of ₹7,114 crore, marking a 23% year-on-year (YOY) increase, driven by positive operating jaws and stable asset quality.
Total deposits grew by 18% YOY to ₹13,72,936 crore, while net advances increased by 19% YOY to ₹12,61,557 crore. The Net Interest Income (NII) for the quarter stood at ₹14,646 crore, up 8% YOY, with a Net Interest Margin (NIM) of 3.46%. Fee income grew 7% YOY to ₹6,156 crore.
The bank's Gross Non-Performing Asset (GNPA) ratio improved to 1.28% from 1.57% in the previous year, and the Net Non-Performing Asset (NNPA) ratio stood at 0.39%, down from 0.45% YOY. The Capital Adequacy Ratio (CAR) was reported at 16.67%, and the Common Equity Tier 1 (CET-1) ratio was 14.64%.
Key subsidiaries also demonstrated healthy performance. Axis Finance reported a PAT of ₹244 crore, up 29% YOY. Axis AMC's PAT was ₹134 crore, up 3% YOY, and Axis Capital's PAT grew by 72% YOY to ₹65 crore.
Mr. Amitabh Chaudhry, MD & CEO, stated, "Our focus remains on building a franchise that combines trust, innovation and resilience at scale. With these investments we hope to create enduring value for our customers, stakeholders and the communities we serve."
The financial results were approved by the Board of Directors at their meeting held on July 18, 2026.
What to do with a filing like this
Axis Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Axis Bank Limited. Read the original for the full detail.