Axis Bank Q1FY27: Profit Jumps 23% to ₹7,114 Crore on Robust Growth
Axis Bank reported Q1FY27 profit after tax of ₹7,114 crore, up 23% YoY. Total deposits grew 18% YoY, and advances increased by 19% YoY. Net Interest Margin stood at 3.46%. GNPA was 1.28% and NNPA was 0.39%. CAR was 16.67%.
The announcement details strong quarterly financial results, including substantial profit growth, increased deposits and advances, and stable asset quality, which are material factors for investors and significantly impact the bank's valuation and market perception.
The bank reported a significant year-on-year increase in profit, robust growth in deposits and advances, stable asset quality, and a strong capital position, all indicating positive financial performance.
Axis Bank Limited has announced its unaudited financial results for the quarter ended June 30, 2026. The bank reported a Profit After Tax (PAT) of ₹7,114 crore, marking a significant 23% year-on-year increase. This growth was driven by robust performance across key segments, including a 19% year-on-year increase in advances and an 18% year-on-year growth in total deposits.
The bank's Net Interest Income (NII) rose by 8% year-on-year, with the Net Interest Margin (NIM) standing at 3.46%. Fee income also saw a healthy 7% year-on-year growth, with retail fees growing by 2% year-on-year. The cost-to-assets ratio improved, declining by 21 basis points year-on-year.
Asset quality remained stable, with Gross Non-Performing Assets (GNPA) at 1.28%, down 29 basis points year-on-year, and Net Non-Performing Assets (NNPA) at 0.39%, down 6 basis points year-on-year. The bank maintained a strong capital position, with the Capital Adequacy Ratio (CAR) at 16.67% and a Common Equity Tier 1 (CET 1) ratio of 14.64%.
Key subsidiaries also delivered healthy performance, with Axis Finance PAT up 29% year-on-year and Axis AMC PAT up 3% year-on-year. The bank continues to strengthen its position in digital banking, with its mobile app maintaining high ratings and significant Monthly Active Users (MAU).
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Axis Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Axis Bank Limited. Read the original for the full detail.