Axis Bank Q3FY26 Results: Profit Up 3% YoY, Deposits Grow 15% YoY
Axis Bank reported Q3FY26 results with Net Interest Income at ₹14,287 crore (up 5% YoY) and Net Profit at ₹6,490 crore (up 3% YoY). Total deposits grew 15% YoY to ₹12.61 lakh crore, and advances increased 14% YoY to ₹11.59 lakh crore. GNPA was stable at 1.40%.
The announcement contains detailed financial results, including key performance indicators like NII, Net Profit, deposit growth, advances growth, and asset quality, which are highly material for investors and stakeholders.
The bank has shown year-on-year growth in key financial metrics like Net Interest Income and Net Profit, alongside strong deposit and advances growth. Asset quality remains stable, and capital adequacy is robust, indicating a positive financial performance.
Axis Bank Limited announced its financial results for the quarter and nine months ended December 31, 2025. The bank reported a Net Interest Income (NII) of ₹14,287 crores, a 5% year-on-year (YOY) increase, and a Net Interest Margin (NIM) of 3.64% for Q3FY26.
Fee income grew 12% YOY to ₹6,100 crores, with retail fees comprising 71% of the total fee income. Operating profit stood at ₹10,876 crores, up 3% YOY, while core operating profit increased by 7% YOY to ₹10,815 crores. Net profit for the quarter was ₹6,490 crores, a 3% YOY increase.
Total deposits grew by 15% YOY to ₹12,60,786 crores, with CASA deposits forming 39% of the total. Advances increased by 14% YOY to ₹11,59,052 crores. The Gross NPA stood at 1.40% and Net NPA at 0.42%, showing a stable asset quality.
The bank's capital adequacy ratio (CAR) was 16.55% and CET-1 ratio was 14.50%. Key subsidiaries also reported healthy performance, with Axis Finance PAT up 12% YOY and Axis AMC PAT up 20% YOY.
Axis Bank continues to strengthen its digital offerings, including its mobile app and UPI services, maintaining a market-leading position in several digital payment segments. The bank also highlighted its strategic partnerships and innovations aimed at enhancing customer experience and financial inclusion.
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