Axis Bank Q4FY26: PAT ₹7,071 Cr (up 9% QoQ), Deposits up 14% YoY
Axis Bank reported Q4FY26 PAT of ₹7,071 crore, up 9% QoQ. Deposits grew 14% YoY to ₹13,35,834 crore, and advances increased 19% YoY to ₹12,33,570 crore. GNPA stood at 1.23% and NNPA at 0.37%. Key subsidiaries like Axis Finance and Axis AMC also showed strong profit growth.
The announcement contains detailed financial results, including key performance indicators like PAT, deposit growth, advance growth, and asset quality, which are critical for investors and significantly impact the bank's valuation and market perception.
The bank reported strong year-on-year and quarter-on-quarter growth in profit, deposits, and advances, along with stable asset quality, indicating a positive financial performance.
Axis Bank Limited announced its audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The bank reported a Profit After Tax (PAT) of ₹7,071 crore for Q4FY26, marking a 9% increase quarter-on-quarter (QoQ).
Deposit growth was robust, with total deposits increasing by 14% year-on-year (YoY) and 6% QoQ on a Month-End Balance (MEB) basis. Term Deposits grew by 16% YoY and 5% QoQ. Current Account (CA) deposits grew by 11% YoY and 7% QoQ, while Savings Account (SA) deposits also grew by 11% YoY and 7% QoQ. The CASA ratio stood at 40% on MEB basis. Advances grew by 19% YoY and 6% QoQ, with a focus on segments like Small Business Banking (SBB), Small & Medium Enterprises (SME), and Mid-Corporate (MC) which grew significantly.
The bank maintained a strong position in payments and digital banking, with its UPI Payer PSP market share at approximately 36% and a leading position in Merchant Acquiring business. Axis Mobile app continued to receive high ratings. Asset quality remained stable, with Gross Non-Performing Assets (GNPA) at 1.23% and Net Non-Performing Assets (NNPA) at 0.37%.
Key domestic subsidiaries also delivered healthy performance. Axis Finance reported a PAT of ₹806 crore (up 19% YoY), Axis AMC reported ₹596 crore (up 19% YoY), Axis Securities reported ₹366 crore, and Axis Capital reported ₹259 crore (up 61% YoY).
Amitabh Chaudhry, MD & CEO, stated that the bank closed the year on a strong note with consistent progress across strategic priorities, while remaining conscious of the global macro and geopolitical situation. The Board of Directors approved these financial results at a meeting held on April 25, 2026. The bank recommended a dividend of ₹1 per equity share for the year ended March 31, 2026, subject to shareholder approval.
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