Axis Bank Q4FY26 PAT at ₹7,071 Cr, Up 9% QoQ; Deposits Grow 14% YoY
Axis Bank reported Q4FY26 PAT of ₹7,071 crore, up 9% QoQ. Deposits grew 14% YoY to ₹13,35,834 crore, and advances increased 19% YoY to ₹12,33,570 crore. GNPA was 1.23%, and CAR stood at 16.42%. The bank highlighted growth in focus segments and digital banking leadership.
The announcement details the quarterly financial performance of a major bank, including key metrics like profit, deposits, advances, and asset quality, which are highly material for investors and the market.
The bank reported strong financial results with year-on-year growth in deposits and advances, improved profitability, and stable asset quality. Strategic partnerships and digital initiatives also indicate positive momentum.
Axis Bank Limited announced its audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The bank reported a Profit After Tax (PAT) of ₹7,071 crore for Q4FY26, marking a 9% increase quarter-on-quarter. This growth was supported by an 8% quarter-on-quarter increase in fee income and stable asset quality.
Total deposits saw a strong year-on-year growth of 14% (and 6% quarter-on-quarter), with healthy contributions from CASA, which grew by 11% year-on-year. Advances also grew robustly, up 19% year-on-year and 6% quarter-on-quarter. The bank maintained its strong market position in digital payments, with a market share of approximately 36% in the UPI Payer PSP space and a significant presence in merchant acquiring.
The bank's asset quality remained stable, with Gross NPA at 1.23% and Net NPA at 0.37%. The Capital Adequacy Ratio (CAR) stood at a healthy 16.42%, with a CET-1 ratio of 14.38%.
Axis Bank also made strides in customer safety by launching the Safety Centre on its ‘open’ app and introduced an industry-first SMS Shield solution. Strategic partnerships were formed, including becoming the preferred financer for Tesla in India and launching new co-branded cards with IndiGo. The bank's subsidiaries also delivered strong performances, with Axis Finance, Axis AMC, Axis Capital, and Axis Securities all reporting increased PAT.
Amitabh Chaudhry, MD & CEO, highlighted the bank's focus on trust, security, and relevance in digital banking, emphasizing consistent progress across strategic priorities and a cautious outlook on global macro and geopolitical situations.
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