Aye Finance FY26 AUM up 27% to ₹7,044 Cr, Asset Quality Improves
Aye Finance reported FY26 AUM growth of 27% to ₹7,044 crore and a 20% increase in disbursements to ₹5,169 crore. Asset quality improved with PAR X at 6.88% and GNPA at 4.77% by March 2026. Collection efficiency reached 99.5% (Non-OD) and 62.5% (Bucket 1) in March 2026.
The reported business highlights show robust growth and improved asset quality, which are positive indicators for the company's financial health. However, it is a business update and not a definitive financial result announcement, hence the medium impact.
The announcement details significant year-on-year growth in AUM and disbursements, coupled with substantial improvements in asset quality metrics like PAR X and GNPA, and strong collection efficiencies. This indicates a positive operational and financial performance.
Aye Finance Limited has reported its business highlights for the quarter and year ended March 31, 2026. The company's Assets Under Management (AUM) grew by 27% year-on-year to ₹7,044 crore in FY26, with disbursements increasing by 20% to ₹5,169 crore.
Asset quality demonstrated continued improvement throughout the period. The PAR X metric, representing total overdue across all buckets, reduced by 115 basis points since October 2025, ending at 6.88% in March 2026. The 1-90 Days Past Due (DPD) amount decreased to ₹132 crore, representing 1.87% of the AUM. Gross Non-Performing Assets (GNPA) for Q4FY26 reduced by 17 basis points to 4.77%.
Collection efficiency also saw sustained month-on-month improvement. In March 2026, Non-Overdue (Non-OD) collection efficiency reached 99.5%, and Bucket 1 (cases below 30 DPD) collection efficiency was 62.5%, both marking the highest levels for FY26. This improvement was also observed in the top three states contributing to the AUM: Bihar, Uttar Pradesh, and Rajasthan, where collection efficiencies reached 99.5%, 99.5%, and 99.7% respectively in March 2026.
Management commentary highlighted the strong FY26 performance, characterized by significant AUM growth, improved collection efficiencies, and reduced PAR and GNPA levels. The company noted that its diversified portfolio across 18 states and 3 Union Territories has minimized the impact of stress in any single state. Furthermore, the granular lending portfolio has remained insulated from recent tariff and energy emergencies, with proactive monitoring in place.
What to do with a filing like this
Aye Finance Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Aye Finance Limited. Read the original for the full detail.