Aye Finance Q1FY27 AUM Rises 28% to ₹7,329 Cr, GNPA Declines
Aye Finance reported Q1FY27 business highlights with AUM growing 28% YoY to ₹7,329 crore. Disbursements increased 22% YoY to ₹1,219 crore. New borrowers grew 38% YoY. GNPA decreased to 4.57% from 4.77% in the previous quarter. AUM per employee increased 12% YoY.
The results show positive growth trends in key business metrics like AUM and borrower acquisition, and an improvement in asset quality, which are important for a financial services company. However, the quarter-on-quarter disbursement decline and the nature of the update (provisional) limit the impact to medium.
The company has shown strong year-on-year growth in AUM and disbursements, along with an increase in new borrowers. Asset quality has improved with a reduction in GNPA. Productivity gains are also noted.
Aye Finance Limited has announced its business highlights for the quarter ended June 30, 2026. The company reported a significant year-on-year growth in its Assets Under Management (AUM), which increased by 28% to ₹7,329 crore, up from ₹5,721 crore in the same quarter last year. Quarter-on-quarter, AUM saw a 4% increase from ₹7,044 crore.
Disbursements for the quarter stood at ₹1,219 crore, a 22% increase year-on-year from ₹1,001 crore, though this represented a 26% decrease from ₹1,655 crore in the previous quarter. The company added 44,736 new borrowers, marking an 38% year-on-year increase and contributing to a total borrower base of 6,70,570, an 18% rise year-on-year.
Productivity metrics show an AUM per employee of ₹0.67, a 12% increase year-on-year. Asset quality has seen improvement, with Gross Non-Performing Assets (GNPA) decreasing to 4.57% from 4.77% in the previous quarter, and a 20 basis point reduction compared to Q1FY26.
Management commentary highlighted the strong demand for credit, evidenced by the 38% increase in new customer onboarding. The company anticipates further improvement in asset quality through FY27. Productivity gains have also contributed to operating leverage, with AUM growing 28% while headcount increased by only 12% year-on-year.
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Aye Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Aye Finance Limited. Read the original for the full detail.