AYE NSE filing

Aye Finance Q2FY27 AUM Grows 26% YoY to ₹7,604 Cr; Asset Quality Improves

The RealCase readMedium impact Positive

Aye Finance reported Q2FY27 AUM of ₹7,604 crore, up 26% YoY. Disbursements grew 10% YoY to ₹1,403 crore. PAR X(1+) improved to 6.88% and GNPA to 4.30%. AUM per employee rose 17% YoY. The company is on track to meet FY27 guidance.

Why it matters

The announcement provides key business highlights and financial performance for the quarter, including AUM growth and asset quality improvements, which are material for investors. However, it is a business update and not a definitive audited financial result.

The market read

The company has shown positive year-on-year growth in AUM and disbursements, along with significant improvements in asset quality metrics like PAR X and GNPA. Management commentary indicates confidence in meeting future guidance.

Aye Finance Limited has announced its business highlights for the quarter ended September 30, 2026. The company reported a significant year-on-year growth in Assets Under Management (AUM), which increased by 26% to ₹7,604 crore from ₹6,028 crore in Q2FY26. Disbursements also saw a 10% year-on-year increase to ₹1,403 crore, and 15% quarter-on-quarter to ₹1,219 crore.

The company added 49,150 new borrowers in the quarter, a 26% increase year-on-year, bringing the total borrower count to 6,94,943, an 18% rise from the previous year.

In terms of asset quality, Aye Finance made steady progress. PAR X(1+) sequentially improved by 13 basis points to 6.88%, and Gross Non-Performing Assets (GNPA) improved by 19 basis points to 4.30% compared to the previous quarter. The company expects these positive trends to continue through the second half of FY27.

Productivity also saw a notable improvement, with AUM per employee increasing by 17% year-on-year to ₹0.67 crore. The company's management expressed confidence in meeting its FY27 guidance, citing the seasonally stronger second half of the fiscal year. They noted a calibrated approach to growth in the current quarter, moderating disbursements in drought-affected regions of Maharashtra, Karnataka, and Madhya Pradesh, with expectations to return to normalized disbursements in these areas in H2FY27, provided delinquency trends remain stable.

The provided figures are provisional and subject to review by the Statutory Auditors and approval from the Audit Committee and Board of Directors.

Filing to action

What to do with a filing like this

Aye Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.

That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.

See the model portfolios
Primary source

A plain-language summary of a public exchange filing by Aye Finance Limited. Read the original for the full detail.

View original filing