Aye Finance Q4FY26: AUM up 27% to ₹7,044 Cr, PAT up 110% to ₹86 Cr
Aye Finance reported a 27% YoY increase in AUM to ₹7,044 Crore and a 110% YoY surge in PAT to ₹86 Crore for Q4FY26. Disbursements grew 25% YoY to ₹1,655 Crore. The company successfully raised ₹710 Crore via IPO in February 2026. GNPA improved to 4.77% with collections at 99.5%.
The announcement includes key financial results, significant growth metrics, successful IPO completion, and positive management commentary, indicating a substantial impact on investor perception and company valuation.
The company reported strong financial performance with significant growth in AUM and PAT, improved asset quality, and successful capital raising through an IPO, all contributing to a positive outlook.
Aye Finance Limited has announced its investor presentation for the quarter and year ended March 31, 2026. The company reported a healthy growth in its business, with Assets Under Management (AUM) increasing by 27% year-on-year to ₹7,044 Crores. Disbursements grew by 20% to ₹5,169 Crores for the year ended March 31, 2026.
Mr. Sanjay Sharma, MD and Co-Founder, commented that FY26 was a year of gradual but consistent recovery for India’s MSME sector. He highlighted the progressive improvement in business activity, stronger cash flows, and a revival in credit demand from micro-enterprises. The company's performance was driven by strengthened underwriting frameworks, deeper integration of data and technology into credit assessment, portfolio monitoring, and a robust collection focus.
Asset quality also saw improvements, with Non-OD Collection Efficiency reaching 99.5% in March 2026, the highest for the financial year. Gross Non-Performing Assets (GNPA) improved quarter-on-quarter to 4.77% as of March 2026. The company also reported its fifth consecutive quarter of decline in credit costs. Return on Assets (RoA) improved to 4.6%, and Return on Equity (RoE) stood at 16.0% for the quarter, post the capital infusion from its IPO in February 2026, through which it raised ₹710 Crores of primary capital.
Key financial highlights for Q4FY26 include a 25% YoY increase in Disbursements to ₹1,655 Crore, a 23% YoY increase in Gross Total Income to ₹516 Crore, and a 35% YoY increase in Net Interest Income to ₹305 Crore. Profit After Tax (PAT) saw a significant jump of 110% YoY to ₹86 Crore.
For the full fiscal year FY26, AUM grew by 26% to ₹7,044 Crore, disbursements by 15% to ₹5,169 Crore, and PAT by 28% to ₹584 Crore.
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Aye Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Aye Finance Limited. Read the original for the full detail.