Bajaj Finance Q1 FY27 Consolidated PAT at ₹6,081 Crore, Up 28% YoY
Bajaj Finance reported consolidated profit after tax of ₹6,081 crore for Q1 FY27, up 28% YoY. Assets under management grew 24% to ₹5,46,944 crore. New loans booked increased 20% to 16.13 million, and customer franchise rose 17% to 124.43 million. Gross NPA was 0.96% and Net NPA was 0.39%.
The announcement contains significant financial results, including profit growth and key performance indicators like AUM and NPA ratios, which are crucial for investors and stakeholders.
The company reported strong year-on-year growth in profit after tax, assets under management, new loans booked, and customer franchise, indicating a positive financial performance.
Bajaj Finance Limited announced its unaudited standalone and consolidated financial results for the quarter ended 30 June 2026. The Board of Directors approved the results in a meeting held on 30 July 2026.
The consolidated profit after tax for Q1 FY27 stood at ₹6,081 crore, marking a significant 28% increase compared to ₹4,765 crore in Q1 FY26. The company's assets under management (AUM) grew by 24% to ₹5,46,944 crore as of 30 June 2026, from ₹4,41,450 crore in the previous year.
Key performance highlights for Q1 FY27 include a 20% increase in new loans booked to 16.13 million, and a 17% growth in customer franchise to 124.43 million. Net interest income rose by 23% to ₹12,571 crore, and net total income increased by 22% to ₹15,224 crore.
The company reported a Profit Before Tax of ₹8,149 crore, a 28% increase year-on-year. Loan losses and provisions for Q1 FY27 were ₹1,993 crore. The Gross NPA and Net NPA as of 30 June 2026 were 0.96% and 0.39% respectively, with a provisioning coverage ratio of 60% on stage 3 assets. The Capital Adequacy Ratio (CRAR) was 20.90% as of 30 June 2026.
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See the model portfoliosA plain-language summary of a public exchange filing by Bajaj Finance Limited. Read the original for the full detail.