Bajaj Finance Q4 FY26: PBT ₹7,410 Cr (up 31%), PAT ₹5,553 Cr (up 22%), AUM ₹5.1 Lakh Cr (up 22%)
Bajaj Finance reported Q4 FY26 PBT of ₹7,410 Cr (up 31%) and PAT of ₹5,553 Cr (up 22%). AUM grew 22% to ₹5.1 Lakh Cr. Full year FY26 PBT rose 23% to ₹27,630 Cr, PAT up 24% to ₹20,689 Cr. Subsidiaries BHFL and BFSL also showed strong growth. Management is optimistic for FY27.
The results show robust financial performance with significant growth in AUM and profitability, indicating a strong financial health and positive future outlook for the company. This is a material announcement for investors.
The company reported strong year-on-year growth in key financial metrics like PBT, PAT, and AUM for both the quarter and the full fiscal year. Positive outlook for the next fiscal year further reinforces the positive sentiment.
Bajaj Finance Limited announced its financial results for the fourth quarter and full year ended March 31, 2026. The company reported a Profit Before Tax (PBT) of ₹7,410 crore for Q4 FY26, representing a significant increase of 31% compared to ₹5,647 crore in Q4 FY25. Profit After Tax (PAT) also saw a substantial rise of 22%, reaching ₹5,553 crore in Q4 FY26 from ₹4,546 crore in the prior year period.
The Assets Under Management (AUM) crossed a major milestone, reaching ₹5,09,975 crore, an increase of 22% over ₹4,16,661 crore as of March 31, 2025. The company booked 12.89 million new loans in Q4 FY26, a 20% growth from 10.70 million in Q4 FY25. The customer franchise expanded to 119.33 million as of March 31, 2026.
For the full fiscal year FY26, PBT grew by 23% to ₹27,630 crore, and PAT increased by 24% to ₹20,689 crore. The company achieved a significant AUM growth of ₹93,314 crore, crossing the ₹5 lakh crore mark.
Bajaj Housing Finance Limited (BHFL) reported a 23% AUM growth to ₹1,40,706 crore and a 20% growth in PBT and PAT. Bajaj Financial Securities Limited (BFSL) saw its AUM grow by 77% to ₹7,984 crore, with PAT increasing by 50%.
The company highlighted its ongoing FINAI transformation, which is central to its long-term vision, with early signs of cost and productivity benefits. Management expressed optimism for FY27, projecting AUM growth of 22-24% and continued profit growth.
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