Bajaj Finance Q3 FY26 Results: PAT Rises 23% to ₹5,317 Cr, AUM Grows 22% to ₹485,883 Cr
Bajaj Finance reported Q3 FY26 consolidated PAT of ₹5,317 crore (up 23%) and AUM of ₹485,883 crore (up 22%). The company added 4.76 million customers, reaching a total of 115.40 million. BHFL's AUM grew 23% to ₹133,412 crore, and BFSL's AUM increased 63% to ₹8,790 crore. The company is progressing with its AI transformation initiatives.
The announcement contains detailed financial results for the quarter, including significant growth in profit and assets under management, which are material to investors.
The company reported strong year-on-year growth in key financial metrics such as PAT and AUM, along with significant customer addition and progress in strategic initiatives like AI transformation.
Bajaj Finance Limited announced its investor presentation for the quarter ended 31 December 2025, highlighting robust financial performance and business growth.
The company reported a consolidated Profit After Tax (PAT) of ₹5,317 crore, marking a 23% increase year-on-year. Profit Before Tax (PBT) also grew by 23% to ₹7,102 crore. These figures are before considering an accelerated ECL provision of ₹1,406 crore and a one-time charge of ₹265 crore related to new labor codes.
Assets Under Management (AUM) saw a significant rise of 22% to ₹485,883 crore. The company booked 13.90 million new loans in Q3 FY26, up 15% from the previous year, and added 4.76 million new customers, bringing the total customer franchise to 115.40 million.
Bajaj Housing Finance Limited (BHFL) reported a 23% AUM growth to ₹133,412 crore and a 21% PAT growth to ₹665 crore. Bajaj Financial Securities Limited (BFSL) achieved a 63% AUM growth to ₹8,790 crore and a 74% PAT growth to ₹61 crore.
The company also provided an update on its FINAI transformation, detailing advancements in AI across various business functions, including data intelligence, consumer AI, and agentic AI. Long-term guidance includes AUM growth in the corridor of 25%-27% and profit growth of 23%-24%.
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