Bajaj Finance Reports 27% Festive Loan Volume Surge, Drives Financial Inclusion with 52% New-to-Credit Borrowers
Bajaj Finance saw a 27% surge in festive loan volume and 29% in value, disbursing 63 lakh loans. 52% of 23 lakh new customers were first-time borrowers, boosting financial inclusion.
A 27% surge in loan volume and 29% in value, along with the acquisition of 23 lakh new customers (52% being new-to-credit), demonstrates robust business performance and market penetration, which is highly impactful for a lending institution.
The announcement indicates strong business growth with a significant increase in loan disbursements and value during the festive season, coupled with successful acquisition of a large number of new customers, especially those new-to-credit.
Bajaj Finance Ltd. announced a significant surge in consumption finance during the festive season (September 22 to October 26, 2025), disbursing a record number of consumer loans: * Loan volume increased by 27% and value by 29% compared to the same period last year. * Approximately 63 lakh loans were disbursed. * The company acquired 23 lakh new customers, with 52% being new-to-credit, significantly advancing financial inclusion. * This growth is attributed to the government’s GST reforms and changes in personal income tax, which enhanced consumers' purchasing power. * A premiumization trend was observed, with consumers upgrading to higher-quality products, especially for TVs and air-conditioners. Loans for 40-inch and above TVs accounted for 71% of total TVs financed, up from 67% last year. * Chairman Sanjiv Bajaj highlighted the positive impact of government policies on India's consumption-led growth and the company's role in deepening financial inclusion through its extensive digital platforms and distribution network.
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Bajaj Finance Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Bajaj Finance Limited. Read the original for the full detail.