Bajaj Finserv achieves all-time high Q1 FY26 consolidated profit
The company reported an all-time high consolidated profit after tax and strong growth across its major subsidiaries, indicating robust operational performance. Additionally, the progression of the strategic acquisition of Allianz SE's stake in insurance joint ventures signifies a major corporate action with long-term implications for the company's structure and control.
Consolidated profit after tax reached an all-time high, increasing by 30%. Key subsidiaries like Bajaj Finance, Bajaj Allianz General Insurance, and Bajaj Allianz Life Insurance reported significant growth in their respective profits and AUM/GWP, indicating strong overall performance.
* Bajaj Finserv Limited (BFS) reported an all-time high consolidated profit after tax of ₹2,789 crore for the quarter ended 30 June 2025 (Q1 FY26), marking a 30% increase from ₹2,138 crore in Q1 FY25. * Consolidated total income grew by 13% to ₹35,451 crore in Q1 FY26 from ₹31,480 crore in Q1 FY25. * Bajaj Finance Limited (BFL) reported a 20% increase in consolidated profit after tax to ₹4,699 crore. Its Assets Under Management (AUM) grew by 25% to ₹4,41,450 crore as on 30 June 2025. Gross Non-Performing Assets (NPA) and Net NPA stood at 1.03% and 0.50% respectively. * Bajaj Allianz General Insurance Company Limited (BAGIC) saw its profit after tax increase by 15% to ₹660 crore. Gross written premium grew by 9% to ₹5,202 crore, with underlying business growth of 15% excluding certain tender-driven and accounting changes. The claim ratio improved to 71.1%. * Bajaj Allianz Life Insurance Company Limited (BALIC) reported a 76% surge in shareholders' profit after tax to ₹171 crore. Its Net Value of New Business (VNB) increased by 39% to ₹145 crore, primarily due to product restructuring and cost rationalisation. * The company's emerging businesses, including Bajaj Finserv Health and Bajaj Finserv Direct, incurred a planned loss of ₹142 crore for Q1 FY26. * BFS is progressing with its strategic acquisition of Allianz SE's 26% equity stake in Bajaj Allianz General Insurance Company Limited and Bajaj Allianz Life Insurance Company Limited. Approvals have been received from the Competition Commission of India (CCI) and Insurance Regulatory and Development Authority of India (IRDAI). The acquisition will be completed in tranches by 16 October 2026.
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