Bajaj Finserv Q1 FY27 Results: Consolidated PAT Up 18% to ₹6,297 Crore
Bajaj Finserv reported Q1 FY27 consolidated profit after tax of ₹6,297 crore, an 18% increase YoY. Bajaj Finance's PAT grew 28% to ₹6,081 crore. The company approved the issuance of 15,11,358 equity shares and will pursue re-insurance business via a subsidiary.
The results show robust financial performance across key segments, including insurance and retail financing. The strategic move into re-insurance and the issuance of equity shares are significant corporate actions that can impact future growth and financial structure.
The company reported strong year-on-year growth in consolidated profit after tax and its subsidiary Bajaj Finance also showed significant profit growth. The approval for equity issuance and the plan to enter the re-insurance business are positive developments.
Bajaj Finserv Limited announced its unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The Board of Directors approved these results, along with the issuance of 15,11,358 equity shares to the Bajaj Finserv ESOP Trust. The company also received board approval to pursue re-insurance business through a yet-to-be-incorporated subsidiary, subject to regulatory approvals from IRDAI and other authorities.
The Board meeting commenced at 10:45 a.m. IST and concluded at 11:50 a.m. IST on July 31, 2026.
For the consolidated financial results, total income for Q1 FY27 stood at ₹42,036.90 crore, an 19% increase from ₹35,300.02 crore in Q1 FY26. Consolidated profit after tax (PAT) rose by 18% to ₹6,296.67 crore from ₹5,329.17 crore in the previous year. Profit after tax attributable to owners of the company increased by 12% to ₹3,132.35 crore from ₹2,789.05 crore.
Bajaj Finance Limited (BFL), a subsidiary, reported a consolidated PAT of ₹6,081 crore, an increase of 28% from ₹4,765 crore in Q1 FY26. Its mortgage subsidiary, BHFL, saw a 23% growth in PAT to ₹715 crore. BFL's Assets Under Management (AUM) grew by 24% to ₹5,46,944 crore as of June 30, 2026. Gross and Net NPAs stood at 0.96% and 0.39% respectively.
Bajaj General Insurance recorded an 11% growth in gross written premium to ₹5,789 crore. Bajaj Life Insurance reported an 87% growth in Value of New Business (VNB) to ₹271 crore.
Emerging businesses, including Bajaj Asset Management, saw quarterly average AUM of ₹33,027 crore. Bajaj Alternate Investment Management Limited obtained regulatory approvals for PMS, a real estate fund, and a private equity fund.
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