Bajaj Finserv Q4 FY26 Investor Presentation: Consolidated PAT Up 5% to ₹2,539 Crore
Bajaj Finserv reported Q4 FY26 consolidated PAT of ₹2,539 Crore (up 5.0%) and adjusted PAT of ₹3,032 Crore (up 24.2%). Full-year consolidated PAT was ₹9,801 Crore (up 10.5%), with adjusted PAT at ₹11,211 Crore (up 20.4%). Consolidated revenue for Q4 was ₹38,508 Crore (up 5.7%). Standalone net worth grew 21.6% to ₹10,181 Crore.
This announcement provides a comprehensive financial update for the quarter and full year, including key performance indicators and subsidiary results. This level of detail is highly material for investors and analysts in assessing the company's financial health and performance.
The company reported positive year-on-year growth in both reported and adjusted profit after tax (PAT) for the quarter and the full financial year. Revenue also showed a healthy increase across consolidated and adjusted figures. Subsidiary performance was also largely positive, with Bajaj Finance showing significant profit growth.
Bajaj Finserv Limited has released its investor presentation for the quarter and financial year ended March 31, 2026. The consolidated reported Profit After Tax (PAT) for the quarter stood at ₹2,539 Crore, a 5.0% increase compared to ₹2,417 Crore in the same period last year. For the full financial year, consolidated PAT rose by 10.5% to ₹9,801 Crore from ₹8,872 Crore in FY2025.
The Adjusted Profit After Tax (PAT) for the quarter showed a more significant jump of 24.2%, reaching ₹3,032 Crore from ₹2,442 Crore in Q4 FY2025. The adjusted PAT for the full year increased by 20.4% to ₹11,211 Crore from ₹9,315 Crore in FY2025.
Consolidated total revenue for the quarter was ₹38,508 Crore, up 5.7% year-on-year. The adjusted total revenue saw a 13.9% increase to ₹41,534 Crore. For the full financial year, consolidated total revenue grew by 13.2% to ₹150,530 Crore, with adjusted total revenue up 15.0% to ₹154,563 Crore.
The company's standalone net worth increased by 21.6% to ₹10,181 Crore as of March 31, 2026. Consolidated net worth also grew by 7.6% to ₹77,915 Crore.
The presentation also detailed performance highlights from its subsidiaries. Bajaj General Insurance reported a muted Q4 GWP growth due to tactical reduction in crop and motor exposure. Bajaj Life Insurance saw improved VNB and margins due to product restructuring. Bajaj Finance reported a strong quarter with PAT growth of 27% and ROE of 20% (before certain provisions and tax benefits). Bajaj Housing Finance reported a PAT growth of 14.0% and revenue growth of 19.7%.
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Bajaj Finserv Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Bajaj Finserv Limited. Read the original for the full detail.