Bajaj Housing Finance Q1 FY27 Investor Presentation & Concall Update
Bajaj Housing Finance reported strong Q1 FY27 results with AUM growth of 24% YoY to ₹1,49,624 crore and disbursement growth of 33% YoY to ₹19,509 crore. PAT grew 23% YoY to ₹715 crore. GNPA was stable at 0.29% and NNPA at 0.12%. Opex to NTI improved to 19.6%.
The announcement provides a detailed update on the company's quarterly performance, including key financial metrics and operational highlights, which is important for investors and analysts tracking the company's progress.
The company reported strong financial and operational performance, including record AUM growth, significant disbursement increase, and PAT growth, alongside resilient asset quality and improved operating efficiencies.
Bajaj Housing Finance Limited has released its investor presentation for the quarter ended June 30, 2026, and conducted a conference call on July 29, 2026. The presentation highlights robust performance with the highest ever quarterly Assets Under Management (AUM) growth of ₹8,918 crore and disbursement growth of 33% year-on-year, reaching ₹19,509 crore in Q1 FY27.
The company reported a Profit After Tax (PAT) of ₹715 crore, a 23% increase year-on-year. Operating efficiencies improved, with Opex to Net Total Income (NTI) at 19.6% compared to 21.2% in Q1 FY26. Asset quality remained resilient, with Gross Non-Performing Assets (GNPA) at 0.29% and Net Non-Performing Assets (NNPA) at 0.12%.
Key business segments showed strong growth: Home Loans AUM increased by 20%, Loan Against Property by 22%, and Developer Finance by 19%. Lease Rental Discounting also saw a 41% YoY growth. The company's Cost of Funds (COF) moderated to 7.2% in Q1 FY27. Capital Adequacy Ratio (CRAR) stood at a healthy 21.59%, well above the regulatory requirement of 15.00%.
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Bajaj Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Bajaj Housing Finance Limited. Read the original for the full detail.