Bandhan Bank Q2 FY27 PAT at ₹622 Cr, up 456%; Advances ₹1.58 lakh Cr
Bandhan Bank reported a Q2 FY27 PAT of ₹622 crore, a 456% YoY increase. Gross advances grew 13% to ₹1.58 lakh crore, and deposits rose 9% to ₹1.73 lakh crore. GNPA was 3.1% and Net NPA was 0.9%. The bank's Capital Adequacy Ratio stood at 18.3%.
The substantial profit growth, coupled with solid advances and deposit figures, and improved asset quality, indicates a strong financial performance that is likely to be viewed positively by investors and stakeholders.
The bank reported a significant increase in profit after tax, along with growth in advances and deposits, and improved asset quality metrics. The Capital Adequacy Ratio remains strong.
Bandhan Bank Limited announced its financial results for the quarter and half-year ended September 30, 2026. The Board of Directors approved the Unaudited Financial Results at a meeting held on October 28, 2026.
For the quarter ended September 30, 2026, the bank reported a Profit After Tax (PAT) of ₹622 crore, a significant 456% increase compared to ₹112 crore in the same quarter last year. Net Interest Income (NII) rose by 14% to ₹2,960 crore, and net total income grew by 17% to ₹3,665 crore. Operating profit increased by 19% to ₹1,556 crore.
Gross advances grew by 13% year-on-year to ₹1.58 lakh crore as of September 30, 2026. Total deposits increased by 9% year-on-year to ₹1.73 lakh crore. The bank maintained a healthy Capital Adequacy Ratio of 18.3%, well above the regulatory requirement of 11.5%. Asset quality showed improvement, with Gross NPA at 3.1% and Net NPA at 0.9% for Q2 FY27.
For the half-year ended September 30, 2026, PAT stood at ₹1,123 crore, a 132% increase from ₹484 crore in the previous year. NII for the half-year was ₹5,881 crore, and net total income was ₹7,190 crore. The Net Interest Margin (NIM) for the half-year was 6.2%.
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