Bandhan Bank Q2FY27 Earnings Update Presentation Released
Bandhan Bank released its Q2FY27 earnings presentation. Gross Advances were ₹1,583.7 Bn (up 13.1% YoY) and Deposits were ₹1,726.9 Bn (up 9.2% YoY). PAT surged to ₹6.2 Bn (up 455.7% YoY). GNPA improved to 3.1% and NNPA to 0.9%. Retail deposits form 72.7% of total deposits.
This announcement provides detailed financial results and strategic updates for the quarter and half-year. Investors and analysts will closely examine these figures to assess the bank's performance, asset quality, and future growth prospects, making it a high-impact event.
The bank reported strong year-on-year growth in key financial metrics like advances, deposits, and PAT. Asset quality also showed improvement with reduced NPA ratios. The investor presentation highlights strategic strengths in outreach, digitization, and a diversified portfolio, indicating a positive financial outlook.
Bandhan Bank Limited has released its Earnings Update Presentation for the Unaudited Financial Results for the quarter (Q2) and half-year ended September 30, 2026. This presentation, submitted in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, provides a comprehensive overview of the bank's financial performance and strategic highlights during the period.
The presentation details key financial metrics including Gross Advances of ₹1,583.7 billion, an increase of 13.1% year-on-year, and Total Deposits of ₹1,726.9 billion, up 9.2% year-on-year. The bank's Net Interest Income (NII) stood at ₹29.6 billion, a 14.4% increase YoY, while Profit After Tax (PAT) reached ₹6.2 billion, marking a significant 455.7% YoY growth. The Gross NPA ratio improved to 3.1% and Net NPA ratio to 0.9% as of September 30, 2026.
Strategic highlights include a diversified portfolio with EEB, Housing & Retail, and Wholesale Banking segments each contributing approximately one-third of the book. The bank emphasizes its strong outreach capabilities with 2,001 branches and 4,414 EEB Banking Units. Customer centricity and digitization remain a focus, with 98% of retail transactions being digital and 93% of savings accounts opened digitally. The bank also highlighted its strong capital adequacy ratio (CRAR) of 18.3% and a stable deposit base with retail deposits forming 72.7% of total deposits.
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Bandhan Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Bandhan Bank Limited. Read the original for the full detail.