Centrum Capital Q1 FY27: Standalone PAT ₹3.65 Cr, Consolidated Loss ₹148 Cr
Centrum Capital reported Q1 FY27 standalone PAT of ₹3.65 crore, up 92% QoQ, driven by reduced financing costs. Consolidated loss was ₹148 crore, but showed a 16% sequential improvement excluding exceptional items. Unity Small Finance Bank's net advances grew 17% YoY to ₹12,016 crore. Investment Banking secured mandates over ₹3,200 crore and completed IPOs raising ₹1,500 crore.
The results show a mixed picture with improved standalone performance but a consolidated loss. Significant operational progress in subsidiaries and investment banking mandates suggest potential for future growth, but the overall financial impact on the consolidated entity is moderate at this stage.
The standalone PAT shows significant improvement, and despite the consolidated loss, there is a sequential improvement when adjusted for exceptional items. Positive operational progress in subsidiaries like Unity Small Finance Bank and strong deal momentum in Investment Banking also contribute to a positive sentiment.
Centrum Capital Limited announced its unaudited financial results for the quarter ended June 30, 2026. The company reported a standalone Profit After Tax (PAT) of ₹3.65 crore, a significant 92% quarter-on-quarter improvement, attributed to a 45% decrease in financing costs and ongoing balance sheet deleveraging.
On a consolidated basis, the company registered a loss of ₹148 crore. However, excluding exceptional items from the previous quarter, this represents a 16% sequential improvement. The consolidated revenue declined by 10% quarter-on-quarter due to the divestment of the housing finance business in Q4 FY2026, while operating expenses reduced by 11%.
Unity Small Finance Bank, a subsidiary, saw its Net Interest Income (NII) grow by over 6% quarter-on-quarter, with net advances reaching ₹12,016 crore, up 17% year-on-year. The bank disbursed loans worth ₹1,824 crore, up 46% year-on-year, and its credit card issuance crossed 3 lakh. The bank maintained a strong liquidity position with a CRAR of approximately 27% and an LCR of 156%.
Modulus Alternatives' third private credit fund, India Credit Opportunities Fund III, is scheduled for an Initial Closing in Q2 FY2027. Its second fund, India Credit Opportunities Fund II, continues to perform resiliently with a gross IRR of 16%+.
The Investment Banking division showed strong momentum, securing mandates exceeding ₹3,200 crore in Debt Structuring & Advisory. The Equity Capital Markets team successfully completed IPOs for OnEMI Technology Solutions Ltd. (Kissht) and Waterways Leisure Tourism Ltd. (Cordelia Cruises), raising over ₹1,500 crore.
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