CRISIL Reaffirms ICICI Bank's Ratings at 'CRISIL AAA/CRISIL AA+/Stable'
CRISIL reaffirms ICICI Bank's ratings at 'CRISIL AAA/CRISIL AA+/Stable' due to healthy capitalization, strong market position, comfortable resource profile, and stable asset quality.The bank aims for carbon neutrality in Scope 1 and 2 emissions by FY2032.
Reaffirmation of 'AAA' rating indicates highest degree of creditworthiness and has a high impact on investor confidence and the bank's ability to raise funds.
The announcement highlights the reaffirmation of high credit ratings and positive financial indicators such as healthy capitalization, strong market position, and stable asset quality.
* CRISIL Ratings has reaffirmed its 'CRISIL AAA/CRISIL AA+/Stable' ratings on the debt instruments of ICICI Bank. * The ratings reflect the bank’s healthy capitalization, strong market position, comfortable resource profile, and stable asset quality. * As of September 30, 2025, ICICI Bank had gross advances of ₹14.3 lakh crore and deposits of ₹16.1 lakh crore on a standalone basis. * The bank's reported net worth was ₹3.1 lakh crore (standalone) and ₹3.4 lakh crore (consolidated, excluding minority interest), with an overall capital adequacy ratio (CAR, standalone) of 15.8% (excluding H1FY26 profit). * Asset quality has improved, with gross and net non-performing assets (GNPAs and NNPAs) at 1.6% and 0.4%, respectively, as of September 30, 2025. * The bank reported a consolidated net profit of ₹26,915 crore for the half year ended September 30, 2025, compared to ₹24,644 crore for the corresponding period of the previous fiscal. * CRISIL Ratings has also withdrawn its rating on Tier I bonds (Under Basel III) of ₹1,140 crore (₹11,400 million). * The bank aims for carbon neutrality in Scope 1 and 2 emissions by FY2032.
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ICICI Bank Limited filed this with the NSE as a statutory disclosure, categorised under credit ratings. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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