Equitas Small Finance Bank Announces Business Update for Quarter Ended Sep 30, 2025
Equitas Small Finance Bank announced its business update for the quarter ended September 30, 2025, featuring growth in gross advances, deposits, and CASA ratio, along with improvements in asset quality and collection efficiency.
The business update provides insights into the bank's performance, which can influence investor sentiment and stock valuation.
The announcement highlights growth in gross advances and improvements in asset quality, indicating a positive trajectory for the bank.
* Gross advances grew by 4.08% QoQ and 8.58% YoY, reaching ₹39,145 crore as of September 30, 2025, which includes IBPC/Securitized/Assigned portfolio of ₹2,047 crore. * Micro Finance & Micro Loans de-grew by 3.46% QoQ, totaling ₹3,414 crore. * Total deposits stood at ₹44,094 crore, a decrease of 0.57% QoQ but an increase of 10.92% YoY. * CASA deposits reached ₹13,622 crore, with a CASA ratio of 31%. * The bank sold NPA assets amounting to approximately ₹216 crore to an ARC during Q2FY26. * CD Ratio stood at 84.14% as of September 30, 2025. * Improvement in MFI & Micro Loan 1-90 DPD trend with 1-90 DPD at 5.36% in Sep'25. * X Bucket Collection Efficiency in Microfinance & Micro Loans (Disbursed from Jan’25) is at 99.52% for Q2FY26. * POS value of Fresh OD accounts has come down sharply to ₹30.16 crore in Sep'25. * Net Slippages in the Small Business Loan segment improved in Karnataka, with overall slippages at 2.23% for Q2FY26. * Advances mix as of September 30, 2025: 9% Micro Finance & Micro Loans (Unsecured) and 91% All Other Loans (Secured).
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Equitas Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Equitas Small Finance Bank Limited. Read the original for the full detail.