Equitas Small Finance Bank Q1 FY27 Profit After Tax at ₹183.61 Crore
Equitas Small Finance Bank reported Q1 FY27 unaudited results. Profit After Tax stood at ₹183.61 crore. Total income was ₹2,099.81 crore and expenditure was ₹1,697.35 crore. The bank confirmed full utilization of ₹1000 crore NCD proceeds raised in Dec 2024 and July 2025.
The results are positive, but the year-on-year comparison shows a slight decrease in profit, which tempers the impact. The confirmation of debt utilization is a routine compliance matter.
The bank reported a profit for the quarter, and confirmed the full utilization of its debt proceeds, indicating sound financial management.
Equitas Small Finance Bank Limited announced its unaudited financial results for the quarter ended June 30, 2026. The Board of Directors, at its meeting held on July 28, 2026, approved the financial results as recommended by the Audit Committee.
The bank reported a Profit After Tax of ₹18,360.69 Lakh (₹183.61 crore) for the quarter ended June 30, 2026. This compares to a Profit After Tax of ₹21,268.29 Lakh in the previous year's corresponding quarter (June 30, 2025).
Total income for the quarter was ₹2,09,980.77 Lakh, while total expenditure (excluding provisions and contingencies) was ₹1,69,734.92 Lakh. Operating profit before provisions and contingencies stood at ₹40,473.33 Lakh. Provisions and contingencies amounted to ₹16,066.03 Lakh.
The bank also confirmed the full utilization of its Non-Convertible Debentures (NCDs) proceeds, amounting to ₹500 crore as of December 05, 2024, and another ₹500 crore as of July 31, 2025, for the intended purpose, with no material deviation.
The meeting of the Board of Directors commenced at 11:00 hours and concluded at 15:17 hours on July 28, 2026.
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