Equitas Small Finance Bank Q3 FY26 Results: Net Profit at ₹10.03 Crore
Equitas Small Finance Bank reported a Net Profit of ₹10.03 Crore for the quarter ended December 31, 2025. For the nine months ended December 31, 2025, Net Profit was ₹10.06 Crore. The bank confirmed full utilization of ₹1,000 Crore raised via NCDs with no material deviation.
The announcement pertains to quarterly financial results, which are material information for investors. While the year-to-date profit shows a slight decline, the substantial increase in quarterly profit and confirmation of fund utilization are important factors for stakeholders.
The financial results show a significant increase in quarterly profit but a slight decrease in year-to-date profit compared to the previous year. The confirmation of NCD proceeds utilization is a routine compliance matter. Overall, the announcement is factual with mixed financial performance indicators, leading to a neutral sentiment.
Equitas Small Finance Bank Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The bank's Board of Directors approved these results, which were recommended by the Audit Committee.
For the quarter ended December 31, 2025, the bank reported a Net Profit of ₹10.03 Crore. This compares to a Net Profit of ₹2.41 Crore for the same quarter in the previous year. For the nine months ended December 31, 2025, the Net Profit stood at ₹10.06 Crore, a decrease from ₹10.40 Crore in the corresponding period of the previous year.
The bank also confirmed the full utilization of its Non-Convertible Debenture (NCD) issue proceeds amounting to ₹500 Crore as of December 05, 2024, and another ₹500 Crore as of July 31, 2025. There has been no material deviation in the use of these proceeds from the objects stated in the offer document. The NCDs issued are unsecured.
The results were reviewed by the Joint Statutory Auditors, M/s. ASA & Associates LLP and M/s. Suri & Co., who provided an unmodified limited review report. The Board meeting commenced at 05:00 hours and concluded at 13:00 hours on January 29, 2026.
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Equitas Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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