Equitas Small Finance Bank Q3FY26 Results: Net Profit at ₹1,002.78 Lakh
Equitas Small Finance Bank reported a net profit of ₹1,002.78 lakh for the quarter ended December 31, 2025. For the nine months ended December 31, 2025, net profit was ₹6,630.24 lakh. The bank confirmed full utilization of its ₹1,000 crore NCDs raised in 2024-25. Capital Adequacy Ratio stood at 20.47%.
The announcement involves quarterly financial results and debt utilization, which are material to investors and stakeholders, impacting the bank's financial health and operational transparency.
The bank reported a profit for the quarter and nine months, and confirmed full utilization of debt proceeds without deviation, which are positive indicators.
Equitas Small Finance Bank Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results, which were recommended by the Audit Committee. The bank reported a net profit of ₹1,002.78 lakh for the quarter ended December 31, 2025. For the nine-month period ended December 31, 2025, the net profit stood at ₹6,630.24 lakh.
The bank also confirmed the full utilization of its Non-Convertible Debentures (NCDs) proceeds amounting to ₹500 crore each, raised on December 5, 2024, and July 31, 2025, with no material deviation from the stated purpose in the offer document. These NCDs are unsecured.
The limited review report from the joint statutory auditors, M/s. ASA & Associates LLP and M/s. Suri & Co., was also submitted. The bank's Capital Adequacy Ratio (CAR) under Basel II was reported at 20.47% as of December 31, 2025. Gross NPAs stood at ₹1,11,609.43 lakh, resulting in a Gross NPA to Gross Advances ratio of 2.75%. Net NPAs were ₹36,715.47 lakh, with a Net NPA to Net Advances ratio of 0.92%.
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Equitas Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Equitas Small Finance Bank Limited. Read the original for the full detail.