Fusion Finance Q3 FY26: Profit at ₹14 Cr, Disbursement Up 23% QoQ; Appoints Brahmanand Hegde as Director
Fusion Finance reported Q3 FY26 profit after tax of ₹14 crore, a turnaround from a ₹22 crore loss in Q2 FY26. Disbursements grew 23% QoQ to ₹1,594 crore. NIM improved to 11.32%. Mr. Brahmanand Hegde was appointed as Additional Non-Executive Independent Director for 5 years, effective February 6, 2026.
The financial turnaround and growth are positive indicators for the company's performance. The appointment of a new director with relevant experience can strengthen governance and strategic direction, impacting the company's future operations.
The company reported a significant improvement in profitability, a turnaround from the previous quarter, and substantial growth in disbursements. The appointment of an experienced director also adds positively.
Fusion Finance Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported a profit after tax of ₹14 crore for Q3 FY26, a significant turnaround from a loss of ₹22 crore in Q2 FY26. This profitability includes a one-time impact of ₹6.91 crore related to the implementation of the new labor code.
Total loan disbursements surged by 23% quarter-on-quarter to ₹1,594 crore in Q3 FY26, marking the highest level in five quarters. The Asset Under Management (AUM) stood at ₹6,876 crore as of December 2025, with an active borrower base of approximately 23.4 lakh clients. The company operates through 1,537 branches across 22 states and 3 Union Territories.
Net Interest Margin (NIM) improved to 11.32% in Q3 FY26 from 10.85% in Q2 FY26, supported by a reduction in the cost of funds. Pre-provision operating profit increased to ₹94 crore from ₹89 crore in the previous quarter. Asset quality indicators strengthened, with Gross NPA declining to 4.38% and Net NPA at 0.63%. The capital adequacy ratio (CRAR) remained strong at 38.80% following a recent Rights Issue.
In a significant corporate development, the Board of Directors approved the appointment of Mr. Brahmanand Hegde as an Additional Non-Executive Independent Director for a period of five years, effective February 6, 2026, subject to shareholder approval. Mr. Hegde brings over 30 years of experience in microfinance, rural banking, and financial inclusion, having been a founder of Vistaar Finance.
The Board meeting commenced at 4:00 PM IST and concluded at 7:15 PM IST on February 6, 2026.
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