Fusion Finance Q4 FY26 PAT ₹114.19 Cr; AUM Grows 8% to ₹7,407 Cr
Fusion Finance reported Q4 FY26 PAT of ₹114.19 Cr, including ₹76.78 Cr DTA. Full-year PAT was ₹13.9 Cr. AUM grew 8% QoQ to ₹7,407 Cr. NIM improved to 11.44%. Gross NPA declined to 3.21%. CRAR stood at 36.46%.
The announcement details improved financial performance and asset quality, which are important for investors. However, the full-year profitability remains modest, and the DTA recognition impacts the PAT figure for the quarter.
The company reported improved financial metrics including PAT, AUM growth, NIM expansion, and a significant reduction in Gross NPA. The CEO's commentary also reflects a positive outlook.
Fusion Finance Limited (formerly Fusion Micro Finance Limited) announced its financial results for the fourth quarter and full financial year ended March 31, 2026. The company reported a Profit After Tax (PAT) of ₹114.19 crore for Q4 FY26, which includes the recognition of Deferred Tax Assets (DTA) of ₹76.78 crore. This led to a full-year profitability of ₹13.9 crore. The Assets Under Management (AUM) reached ₹7,407 crore as of March 2026, marking an 8% growth over the sequential quarter.
The company maintained strong operational performance with collection efficiency reaching 99.66% for Q4 FY26. The Net Interest Margin (NIM) improved to 11.44% in Q4 FY26 from 11.32% in Q3 FY26. Total income for the quarter stood at ₹430 crore.
Asset quality showed significant improvement, with Gross NPA declining to 3.21% from 4.38% in Q3 FY26, and Net NPA at 0.51%. Credit costs decreased to ₹56 crore from ₹80 crore in the previous quarter. The company maintained a healthy capital adequacy ratio (CRAR) of 36.46% and strong liquidity of ₹1913 crore.
Sanjay Garyali, MD & CEO, highlighted the robust closure to the financial year, emphasizing the strengthened portfolio, enhanced asset quality, and stable collections. He noted the effective risk and underwriting practices despite economic headwinds, expressing confidence in creating long-term stakeholder value.
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Fusion Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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