GIC Housing Finance Q3 FY26: Net Profit Declines to ₹4,361 Lakh; Renews Senior Management Contract
GIC Housing Finance reported Q3 FY26 standalone net profit of ₹4,361 lakh, down from ₹4,964 lakh year-on-year. Consolidated net profit for Q3 FY26 was ₹4,369 lakh. The company renewed the contract for Senior Management Personnel, Shri Nirahankar Nath Verma, for one year from April 1, 2026.
The decline in profits, while significant, does not represent a drastic fall. The renewal of a senior management contract is a routine event. Therefore, the impact is considered medium.
The net profit for both standalone and consolidated results has declined compared to the previous year and the previous quarter, indicating a negative financial performance.
GIC Housing Finance Limited announced its unaudited standalone and consolidated financial results for the second quarter and nine months ended December 31, 2025. The company's Board of Directors, in a meeting held on February 09, 2026, approved these results.
For the second quarter of FY26, the standalone net profit stood at ₹4,361 lakh, a decrease from ₹4,995 lakh in the previous quarter and ₹4,964 lakh in the corresponding quarter of the previous year. Similarly, for the nine months ended December 31, 2025, the standalone net profit was ₹10,091 lakh, down from ₹12,508 lakh in the same period last year.
Consolidated net profit for the quarter was ₹4,369 lakh, a decrease from ₹5,003 lakh in the previous quarter and ₹4,971 lakh in the year-ago period. For the nine months ended December 31, 2025, the consolidated net profit was ₹10,114 lakh, compared to ₹12,522 lakh in the prior year.
The Board also approved the renewal of the contract for Shri Nirahankar Nath Verma, Head - Integrity and Core Values Department (Senior Management Personnel), for a period of one year from April 01, 2026, to March 31, 2027.
The "Trading Window" for dealing in the company's securities will open on February 12, 2026.
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GIC Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by GIC Housing Finance Limited. Read the original for the full detail.