Go Digit Q1 FY27 Profit After Tax at ₹190 Cr, Down 5% YoY
Go Digit General Insurance reported Q1 FY27 PAT of ₹190 crore, a 5% decrease YoY. PBT was ₹254 crore. Net Earned Premium grew 7.6% to ₹2,007 crore, but Gross Direct Premium and Gross Written Premium declined. Solvency ratio was strong at 2.43x, and AUM increased by 14.2% to ₹23,377 crore.
The announcement includes key financial metrics such as PAT, PBT, premium income, solvency, and AUM. While there's a slight dip in profitability, the overall financial health remains stable with strong solvency and AUM growth. This information is material for investors assessing the company's performance.
While the company maintained a strong solvency ratio and grew its AUM, the decline in PAT, PBT, and key premium income metrics like GDP and GWP indicates a neutral sentiment. The growth in Net Earned Premium is positive, but offset by declines elsewhere.
Go Digit General Insurance Limited announced its financial results for the quarter ended June 30, 2026, reporting a Profit After Tax (PAT) of ₹190 crore. This represents a 5% decrease compared to ₹200 crore in the same quarter of the previous fiscal year (Q1 FY26).
The company's Profit Before Tax (PBT) also saw a slight decline, standing at ₹254 crore for Q1 FY27, down from ₹268 crore in Q1 FY26.
In terms of premium income, Net Earned Premium (NEP) for Q1 FY27 was ₹2,007 crore, showing a growth of 7.6% from ₹1,865 crore in Q1 FY26. However, Gross Direct Premium (GDP) decreased by 2.4% to ₹2,447 crore from ₹2,507 crore in the prior year's quarter. Similarly, Gross Written Premium (GWP) declined by 8.4% to ₹2,731 crore from ₹2,982 crore in Q1 FY26.
The company's solvency ratio remained strong at 2.43x as of June 30, 2026, exceeding the regulatory requirement of 1.50x. Assets Under Management (AUM) grew by 14.2% to ₹23,377 crore as of June 30, 2026, compared to ₹20,468 crore as of June 30, 2025.
Go Digit highlighted that it is the first multi-line insurer to declare results as per Ind AS standards, as prescribed by IRDAI.
What to do with a filing like this
Go Digit General Insurance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Go Digit General Insurance Limited. Read the original for the full detail.