HDB Financial Services Q2 FY27 PAT at ₹780 Cr, Up 34.2% YoY
HDB Financial Services reported Q2 FY27 PAT of ₹780 Cr, a 34.2% YoY increase. Gross loan book grew 11.7% YoY to ₹1,24,469 Cr. Disbursements rose 18.7% YoY to ₹18,522 Cr. NIM was 8.23%. GNPA improved to 2.43%. An interim dividend of ₹2 per share was announced.
The strong financial performance, including substantial PAT growth and a growing loan book, indicates a positive trajectory for the company, which is material for investors and stakeholders.
The company reported significant year-on-year growth in Profit After Tax (PAT) and a healthy increase in its gross loan book and disbursements. Asset quality also showed improvement.
HDB Financial Services Limited (HDBFS) has announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The company reported a Profit After Tax (PAT) of ₹780 crore for the quarter, marking a significant year-on-year increase of 34.2% from ₹581 crore in the same quarter of the previous year. However, PAT saw a slight sequential decrease of 0.6% from ₹785 crore in Q1FY27.
The gross loan book stood at ₹1,24,469 crore as of September 30, 2026, representing a year-on-year growth of 11.7% and a sequential growth of 2.2%. Disbursements for the quarter were ₹18,522 crore, up by 18.7% year-on-year and 5.1% quarter-on-quarter. The company's Net Interest Income (NII) increased by 15.6% year-on-year to ₹2,534 crore, while Net Interest Margin (NIM) stood at 8.23% for Q2FY27.
Asset quality showed improvement, with Gross Non-Performing Assets (GNPA) at 2.43% as of September 30, 2026, down from 2.81% in the prior year. Net NPA was reported at 1.09%. The company maintained a strong capital position with a total CRAR of 21.37% as of September 30, 2026. HDBFS also announced an interim dividend of ₹2 per equity share, with a record date of October 23, 2026.
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