HDB Financial Services Q2FY27 PAT ₹780 Cr, Up 34.2% YoY; Interim Dividend ₹2/Share Declared
HDB Financial Services reported Q2FY27 Profit After Tax of ₹780 crore, a 34.2% YoY increase. Disbursements grew 18.7% YoY to ₹18,522 crore. The company declared an interim dividend of ₹2 per share with a record date of October 23, 2026. AUM reached ₹1,24,638 crore.
The significant financial growth and the declaration of an interim dividend are material events that are likely to have a positive impact on investor sentiment and the company's stock performance.
The company has shown strong year-on-year growth in profit after tax, net interest income, and disbursements, alongside an improvement in asset quality and the declaration of an interim dividend.
HDB Financial Services Limited (HDBFS) has announced its unaudited financial results for the quarter and half year ended September 30, 2026. The Board of Directors approved these results at a meeting held on October 14, 2026.
For the second quarter of FY27, HDBFS recorded a Profit After Tax (PAT) of ₹780 crore, marking a significant year-on-year growth of 34.2%. This performance was driven by a Net Interest Income of ₹2,534 crore, an increase of 15.6% compared to the same period last year. Net total income rose by 11.8% to ₹3,188 crore, while pre-provisioning operating profit grew by 15.9% to ₹1,774 crore.
Loan losses and provisions decreased by 2.5% to ₹730 crore. Profit before tax surged by 33.4% to ₹1,044 crore. The company's Assets Under Management (AUM) stood at ₹1,24,638 crore as of September 30, 2026, an 11.6% increase from the previous year. The Gross Loan Book grew by 11.7% to ₹1,24,469 crore.
Asset quality showed improvement, with Gross Stage 3 loans at 2.43% (down from 2.81% YoY) and Net Stage 3 loans at 1.09% (down from 1.27% YoY). Provision coverage on stage 3 assets was 55.00%.
In addition to the financial performance, the Board of Directors declared an interim dividend of ₹2 per equity share of face value ₹10 each. The record date for this dividend is October 23, 2026.
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See the model portfoliosA plain-language summary of a public exchange filing by HDB Financial Services Limited. Read the original for the full detail.