ICICI Bank Files FY26 Annual Report (Form 20-F) with SEC
ICICI Bank filed its FY2026 annual report (Form 20-F) with the SEC on July 20, 2026. The report includes consolidated financials under Indian GAAP with a U.S. GAAP reconciliation. As of March 31, 2026, U.S. GAAP net income was ₹56,037 crore (US$ 5,972 million), and stockholders' equity was ₹409,093 crore (US$ 43.6 billion).
Filing an annual report is a standard regulatory requirement and does not introduce new material information that would significantly impact the market.
The announcement is a routine regulatory filing of the annual report and does not contain information that would positively or negatively impact the bank's valuation or operations.
ICICI Bank Limited announced on July 20, 2026, that it has filed its annual report in Form 20-F with the Securities and Exchange Commission (SEC) for the fiscal year ended March 31, 2026 (FY2026).
The Form 20-F report includes the bank's consolidated financial statements prepared under Indian Generally Accepted Accounting Principles (GAAP). It also provides a reconciliation of the consolidated profit after tax and net worth under Indian GAAP to net income and stockholders' equity, respectively, under U.S. GAAP. These reconciliations were approved by the Audit Committee of the Board.
The announcement details key differences in accounting bases between U.S. GAAP and Indian GAAP, particularly concerning loan loss allowances, business combinations, consolidation, security and derivative valuations, fee amortization, securitization, income taxes, and fixed assets.
As of March 31, 2026, the consolidated net income under U.S. GAAP was ₹56,037 crore (US$ 5,972 million), while the consolidated profit after tax under Indian GAAP was ₹54,208 crore (US$ 5,777 million). Stockholders' equity as per U.S. GAAP stood at ₹409,093 crore (US$ 43.6 billion), compared to consolidated net worth as per Indian GAAP of ₹363,060 crore (US$ 38.7 billion).
The bank files Form 20-F annually due to the issuance and listing of its securities in the United States. Copies of the report are accessible on the SEC website (www.sec.gov) and ICICI Bank's website under the 'About Us/Annual reports' section. Shareholders can request a free copy of the audited financial statements by contacting the Company Secretary.
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ICICI Bank Limited filed this with the NSE as a statutory disclosure, categorised under annual results. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
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See the model portfoliosA plain-language summary of a public exchange filing by ICICI Bank Limited. Read the original for the full detail.