ICICI Bank Presents FY2026 Performance and Q1 FY2027 Highlights at 32nd AGM
ICICI Bank presented its FY2026 performance and Q1 FY2027 results at its 32nd AGM on August 21, 2026. FY2026 saw Profit After Tax of ₹650.21 billion and a dividend of ₹12 per share. Q1 FY2027 highlights include Profit After Tax of ₹148.05 billion and total advances growing 19.6% YoY to ₹16,312.60 billion. The bank also detailed its ESG progress.
The announcement provides a comprehensive update on the bank's financial performance and strategic progress, which is important for investors and stakeholders. The inclusion of Q1 FY2027 results alongside the AGM presentation makes it a significant update.
The announcement highlights strong financial performance in FY2026 and Q1 FY2027, including profitable growth, deposit and advance increases, stable asset quality, and a recommended dividend, alongside positive updates on ESG initiatives.
ICICI Bank Limited announced its performance for the fiscal year 2026 (FY2026) and key highlights for the first quarter of fiscal year 2027 (Q1 FY2027) during its 32nd Annual General Meeting (AGM) held on August 21, 2026. The bank presented a comprehensive review of its financial and operational achievements.
For FY2026, ICICI Bank reported a Profit before tax (excluding treasury) of ₹501.47 billion and Profit after tax of ₹650.21 billion. Total deposits grew by 11.4% year-on-year to ₹17,946.25 billion as of March 31, 2026, with term deposits growing by 12.2%. Average CASA deposits increased by 9.7% year-on-year. Total advances grew by 15.8% year-on-year to ₹15,538.93 billion. The bank maintained stable asset quality with a Gross NPA ratio of 0.33% and a healthy Provision Coverage Ratio (PCR) of 75.8% as of March 31, 2026. The Board recommended a dividend of ₹12 per share for FY2026.
In Q1 FY2027, the bank continued its growth trajectory. Total period-end deposits grew by 14.0% year-on-year to ₹18,335.86 billion, and average deposits grew by 14.0% to ₹17,480.28 billion. Profit before tax (excluding treasury) rose by 20.9% year-on-year to ₹189.75 billion, and Profit after tax grew by 15.9% year-on-year to ₹148.05 billion. Total advances increased by 19.6% year-on-year to ₹16,312.60 billion. The Net NPA ratio stood at 0.35% with a PCR of 74.7%. The Common Equity Tier 1 (CET-1) ratio was 16.19% and the total capital adequacy ratio was 16.84% as of June 30, 2026.
The bank also provided an update on its Environmental, Social, and Governance (ESG) initiatives. It is progressing towards carbon neutrality in Scope 1 & 2 emissions, with renewable energy consumption increasing to 48% in FY2026. The bank is expanding its cancer care facilities and has benefited over 19.8 million individuals through its CSR initiatives. Governance oversight has been strengthened with reorganized committee mandates and a digital tool for ESG data management.
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