ICICI Bank Q1 FY26 PAT up 15.5% YoY to ₹12,768 Crore
The financial results significantly exceeded expectations, demonstrating strong growth and profitability. This is likely to have a positive impact on investor confidence and the bank's stock price.
The announcement primarily highlights positive financial results, including increased net profit, net interest income, and deposit growth.
* ICICI Bank's net profit after tax increased by 15.5% year-on-year to ₹12,768 crore in Q1 FY26. * Net interest income (NII) grew by 10.6% year-on-year to ₹21,635 crore in Q1 FY26. * Net interest margin (NIM) was 4.34% in Q1 FY26. * Fee income increased by 7.5% year-on-year to ₹5,900 crore in Q1 FY26. * Core operating profit grew by 13.6% year-on-year to ₹17,505 crore in Q1 FY26. * Provisions (excluding provision for tax) were ₹1,815 crore in Q1 FY26. * Gross NPA additions were ₹6,245 crore in Q1 FY26. * Net NPA ratio was 0.41% at June 30, 2025, compared to 0.43% at June 30, 2024. * Total period-end deposits increased by 12.8% year-on-year to ₹16,08,517 crore at June 30, 2025. * Domestic loan portfolio grew by 12.0% year-on-year at June 30, 2025. * The bank opened 83 branches during Q1-2026, and had a network of 7,066 branches and 13,376 ATMs at June 30, 2025. * The bank continues to hold contingency provisions of ₹13,100 crore at June 30, 2025. * Management Commentary: The Indian economy continues to be resilient. The bank's strategic focus remains on growing profit before tax through a 360-degree customer-centric approach. The principles of “Fair to Customer, Fair to Bank”, “One Bank, One Team” and “Return of Capital” will guide our operations. * Future Guidance: The bank will continue to operate within its strategic framework while focusing on micromarkets and ecosystems. NIMs are expected to compress a little more in the next quarter.
What to do with a filing like this
ICICI Bank Limited filed this with the NSE as a statutory disclosure, categorised under results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by ICICI Bank Limited. Read the original for the full detail.