ICICI Bank Q2 FY27 Profit After Tax Rises 20.1% to ₹148.43 Billion
ICICI Bank reported a Q2 FY27 profit after tax of ₹148.43 billion, up 20.1% year-on-year. Core operating profit rose 21.8% to ₹208.05 billion. Total loans grew 30.0% YoY, and total deposits increased 27.1% YoY. Net NPA ratio improved to 0.30%.
The financial results show significant growth across key metrics and an improvement in asset quality, which is material information for investors.
The bank reported strong year-on-year growth in profit after tax, core operating profit, total loans, and deposits, along with an improvement in the Net NPA ratio.
ICICI Bank Limited announced its financial results for the quarter and six months ended September 30, 2026. The Bank reported a profit after tax of ₹148.43 billion for Q2 FY27, marking a 20.1% year-on-year increase.
Profit before tax excluding treasury grew by 23.4% year-on-year to ₹199.54 billion, while core operating profit increased by 21.8% year-on-year to ₹208.05 billion. Excluding dividend from subsidiaries, core operating profit grew by 25.0% year-on-year to ₹203.42 billion.
The Bank's asset quality improved, with the Net NPA ratio decreasing to 0.30% as of September 30, 2026, from 0.35% on June 30, 2026. The provision coverage ratio stood at 75.0%.
Total loans witnessed significant growth, increasing by 30.0% year-on-year and 12.3% quarter-on-quarter. Retail and rural loans grew by 14.8% year-on-year, while business banking and domestic corporate portfolios saw increases of 33.8% and 30.6% respectively.
Total deposits grew by 27.1% year-on-year and 11.8% quarter-on-quarter. The Bank also highlighted its strategic focus on leveraging Artificial Intelligence (AI) across its operations to enhance customer experience, improve efficiency, and strengthen cybersecurity.
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