ICICI Bank Q4 FY26 Results: Profit After Tax Grows 8.5% to ₹13,702 Crore
ICICI Bank reported Q4 FY26 profit after tax of ₹13,702 crore, up 8.5% YoY. Full-year FY26 PAT was over ₹50,000 crore. Net interest income rose 8.4% to ₹22,979 crore. Loan portfolio grew 15.8% YoY. The bank recommended a dividend of ₹12 per share for FY26.
The announcement details significant financial results including profit growth, key financial ratios, and a dividend recommendation, which are material for investors and stakeholders.
The bank reported strong year-on-year growth in profit after tax, net interest income, and loan portfolio, along with an improved net NPA ratio and a recommended dividend, indicating positive financial performance.
ICICI Bank Limited announced its financial results for the quarter and financial year ended March 31, 2026. The Bank reported a profit after tax of ₹13,702 crore for Q4 FY26, an increase of 8.5% year-on-year. For the full fiscal year FY26, the profit after tax grew by 6.2% to over ₹50,000 crore. Consolidated profit after tax for Q4 FY26 stood at ₹14,755 crore, up 9.3% year-on-year, and ₹54,208 crore for FY26, a 6.2% increase. The Bank's net interest income grew by 8.4% year-on-year to ₹22,979 crore in Q4 FY26, with a net interest margin of 4.32%. Fee income increased by 7.5% to ₹6,779 crore. Core operating profit saw a rise of 5.1% year-on-year to ₹18,305 crore in the quarter. Provisions (excluding tax) were ₹96 crore, reflecting healthy asset quality. Profit before tax, excluding treasury, grew by 10.1% year-on-year to ₹18,209 crore in Q4 FY26 and by 7.1% to ₹65,021 crore in FY26. The Board has recommended a dividend of ₹12 per share for FY26, subject to approvals. At March 31, 2026, the Bank's net worth was approximately ₹3.4 lakh crore, with a CET-1 ratio of 16.35% and a total capital adequacy ratio of 17.18%. Total period-end deposits increased by 11.4% year-on-year and 8.1% quarter-on-quarter. The total loan portfolio grew by 15.8% year-on-year and 6.0% quarter-on-quarter. The net NPA ratio improved to 0.33% at March 31, 2026, from 0.37% at December 31, 2025. The Bank also highlighted initiatives to enhance digital banking platforms and convenience for NRI customers. The Bank continues to monitor geopolitical developments and their potential impact on the economy and its balance sheet.
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ICICI Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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