ICICI Lombard Q3FY26 Results: Net Premium Written at ₹5,963 Cr, Board Approves Financials
ICICI Lombard reported audited financial results for Q3FY26. The company declared an interim dividend of ₹6.50 per share. Gross Premiums Written were ₹7,433 crore and Net Premiums Written were ₹5,963 crore for the quarter. An incremental gratuity expense of ₹5,306 lakh was recognized due to new labor codes.
The financial results and dividend declaration are material information for investors. The impact of the new labor codes on gratuity expense is a significant operational update.
The company has released its financial results and declared an interim dividend, indicating positive operational and financial performance. The recognition of gratuity expense is a one-time impact due to regulatory changes.
ICICI Lombard General Insurance Company Limited announced its audited financial results for the quarter and nine-months ended December 31, 2025. The company's Board of Directors approved these financial statements following a meeting held on January 13, 2026.
For the nine-months ended December 31, 2025, the company reported Gross Premiums Written of ₹22,544.39 crore and Net Premiums Written of ₹16,887.04 crore. Net Premium Earned stood at ₹16,473.04 crore, with Income from Investments net at ₹2,75,068 crore. Total expenses for the period were ₹17,29,630 crore.
In the third quarter of FY26, Gross Premiums Written were ₹7,432.98 crore, and Net Premiums Written were ₹5,963.48 crore. Net Premium Earned was ₹5,685.30 crore, and Income from Investments net was ₹90,901 crore. Total expenses for the quarter amounted to ₹6,03,906 crore.
The company also reported an interim dividend of ₹6.50 per equity share, which was declared on October 14, 2025, and accounted for and paid during the quarter ended December 31, 2025. Additionally, the company recognized an incremental gratuity expense of ₹5,306 lakh as past service cost due to the New Labour Codes, impacting profit and increasing gratuity obligation.
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