IDBI Bank Q3 FY26 Net Profit Rs 1,935 Cr, Up 1%; Total Business Rs 5.46 Lakh Cr
IDBI Bank's Q3 FY26 net profit rose 1% to ₹1,935 crore. Total Business grew 12% YoY to ₹5.46 lakh crore. Deposits increased 9% to ₹3.07 lakh crore, and Net Advances rose 15% to ₹2.38 lakh crore. Gross NPA improved to 2.57%. The bank also received two awards for digital adoption and security.
The results show steady growth and improved asset quality, which are positive indicators for the bank's performance. While not a dramatic leap, the consistent performance and business growth warrant a medium impact.
The bank reported a year-on-year increase in net profit, growth in total business, deposits, and net advances, along with an improvement in asset quality and capital adequacy ratios. The receipt of industry awards also contributes positively.
IDBI Bank Limited has announced its un-audited financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results in a meeting held in Mumbai on January 17, 2026.
For the third quarter of FY2026, the bank reported a Net Profit of ₹1,935 crore, a marginal increase from ₹1,908 crore in the corresponding quarter of the previous fiscal year. The Return on Assets (ROA) stood at 1.83% in Q3 FY2026, compared to 1.99% in Q3 FY2025. The Cost of Deposits remained stable at 4.62%, while the Cost of Funds improved to 4.74% from 4.82% in the prior year's quarter. Return on Equity (ROE) was reported at 14.49% for Q3 FY2026.
Total Business saw a year-on-year growth of 12%, reaching ₹5,46,643 crore. Total Deposits increased by 9% YoY to ₹3,07,858 crore, and Net Advances grew by 15% YoY to ₹2,38,786 crore. The Capital to Risk-Weighted Assets Ratio (CRAR) improved significantly to 24.63%. Asset quality showed improvement with Gross NPA ratio decreasing to 2.57% from 3.57% in the previous year, and Net NPA ratio remained stable at 0.18%. The Provision Coverage Ratio (PCR) was 99.33%.
In significant developments, IDBI Bank was recognized by M1 Xchange for its contribution to the TReDS platform and received the ET BFSI Exceller 2025 Award for Excellence in Security and Fraud Risk Management.
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IDBI Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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