Indian Bank Q3 FY26 Net Profit Rises 7.33% YoY to ₹3,061 Crore
Indian Bank's Q3 FY26 Net Profit increased by 7.33% YoY to ₹3,061 crore. Nine-month Net Profit rose 13.69% to ₹9,053 crore. Global Business grew 13.34% to ₹14.30 lakh crore. NNPA reduced to 0.15% and PCR improved to 98.28%. Advances and Deposits saw significant year-on-year growth.
The financial results indicate strong performance and improved asset quality, which are material factors for investors and stakeholders.
The bank reported positive year-on-year growth in net profit, operating profit, net interest income, and advances, alongside a reduction in NPAs and an improvement in PCR.
Indian Bank announced its unaudited financial results for the third quarter (Q3) and nine months period of FY 2025-26, ended December 31, 2025.
The bank reported a Net Profit of ₹3,061 crore for the quarter ended December 2025, marking a 7.33% year-on-year increase from ₹2,852 crore in December 2024. Operating Profit improved by 5.79% YoY to ₹5,024 crore, and Net Interest Income (NII) increased by 7.50% YoY to ₹6,896 crore.
For the nine months ended December 2025, Net Profit grew by 13.69% YoY to ₹9,053 crore. Global Business stood at ₹14.30 lakh crore, up by 13.34% YoY. Net Non-Performing Assets (NNPA) reduced by 6 basis points YoY to 0.15%, and the Provision Coverage Ratio (PCR) improved by 19 basis points YoY to 98.28%.
Gross Advances increased by 14.24% YoY to ₹6,38,848 crore, with RAM (Retail, Agriculture & MSME) advances growing by 16.65% YoY. Total Deposits increased by 12.62% YoY to ₹7,90,923 crore. The bank's Capital Adequacy Ratio improved by 66 basis points to 16.58%.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.