Indian Bank Q3 FY26 Results: Net Profit Rises to ₹3,061.48 Cr
Indian Bank reported Q3 FY26 standalone net profit of ₹3,061.48 crore, up from ₹2,852.36 crore year-on-year. Nine-month standalone net profit reached ₹9,052.52 crore. Consolidated net profit for Q3 was ₹3,146.88 crore. Capital Adequacy Ratio stood at 16.58% (standalone) and 16.76% (consolidated). Gross NPAs were 2.23%.
Quarterly financial results, especially profit figures, have a significant impact on investor sentiment and the company's stock price.
The bank reported an increase in net profit for both the quarter and nine-month periods, both on standalone and consolidated bases, indicating positive financial performance.
Indian Bank announced its Unaudited (Reviewed) Standalone and Consolidated Financial Results for the Third Quarter (Q3) and Nine Months period of FY 2025-26, ending December 31, 2025. The Board of Directors approved these results in a meeting held on January 22, 2026.
For the standalone results, the bank reported a Net Profit of ₹3,061.48 crore for the quarter ended December 31, 2025, an increase from ₹2,852.36 crore in the same period last year. For the nine months ended December 31, 2025, the Net Profit stood at ₹9,052.52 crore, up from ₹7,962.22 crore in the corresponding period of the previous fiscal.
Consolidated figures also showed growth, with a Net Profit of ₹3,146.88 crore for the third quarter of FY 2025-26, compared to ₹2,909.73 crore in Q3 FY 2024-25. For the nine months ended December 31, 2025, the consolidated Net Profit was ₹8,531.22 crore, against ₹8,279.83 crore in the prior year.
The bank's Capital Adequacy Ratio (Basel III) stood at 16.58% on a standalone basis and 16.76% on a consolidated basis as of December 31, 2025. Gross NPAs were reported at 2.23% standalone and 2.23% consolidated, with Net NPAs at 0.15% standalone and 0.15% consolidated.
The results also include segment-wise and geographic segment performance, providing details on revenue, results, assets, and liabilities across various business segments like Treasury Operations, Corporate/Wholesale Banking, and Retail Banking.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.