Indian Bank Q3FY26 Results: Deposits Grow 12.62% to ₹7.91 Lakh Cr, Advances Rise 14.24% to ₹6.39 Lakh Cr
Indian Bank reported Q3 FY26 results with total deposits at ₹7.91 lakh crore (up 12.62% YoY) and gross advances at ₹6.39 lakh crore (up 14.24% YoY). Net Interest Income rose 7.50% YoY to ₹6,896 crore. Net Profit increased by 7.33% YoY to ₹3,061 crore. Gross NPA improved to 2.23% and Net NPA to 0.15%.
Financial results, especially growth in key metrics like deposits, advances, and profit, have a significant impact on investor perception and the company's stock performance.
The announcement shows positive financial performance with year-on-year growth in deposits, advances, net interest income, and net profit. Improvement in asset quality (lower GNPA and NNPA) further supports the positive sentiment.
Indian Bank has announced its unaudited financial results for the third quarter (Q3) and nine months ended December 31, 2025. The bank reported a significant growth in its business, with total deposits increasing by 12.62% year-on-year to ₹7.91 lakh crore and gross advances rising by 14.24% year-on-year to ₹6.39 lakh crore as of December 31, 2025.
The bank's Net Interest Income (NII) for Q3 FY26 stood at ₹6,896 crore, marking a 7.50% increase YoY. Operating Profit grew by 5.79% YoY to ₹5,024 crore, while Net Profit saw a 7.33% YoY increase, reaching ₹3,061 crore.
Key performance highlights include a Net Interest Margin (NIM) of 3.28% for Q3 FY26. The bank's asset quality also showed improvement, with Gross NPA reducing to 2.23% and Net NPA to 0.15% as of December 31, 2025. The Provision Coverage Ratio (PCR) was maintained at a healthy 98.28%.
The presentation also detailed business snapshots, financial performance, capital and risk management, asset quality, and digital banking initiatives. The bank's domestic CASA stood at 39.08% as of December 31, 2025.
What to do with a filing like this
Indian Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.