Indian Bank Q4FY26 Results: Deposits Grow 12.29%, Advances 13.43%, GNPA at 1.98%
Indian Bank reported Q4FY26 results with deposits up 12.29% to ₹14.95 lakh crore and advances up 13.43% to ₹8.28 lakh crore. GNPA reduced to 1.98% and NNPA to 0.15%. Net profit rose 4.97% to ₹3,103 crore. For FY27, the bank guides for 9-11% deposit growth and 11-13% advance growth.
The announcement contains key financial results, including growth in deposits, advances, and profitability, along with guidance for future performance, which are material for investors.
The bank has shown positive growth in deposits, advances, and a reduction in NPAs. The net profit has also seen an increase year-on-year.
Indian Bank has announced its audited financial results for the fourth quarter and the financial year ended March 31, 2026. The bank reported a significant growth in key business metrics. Deposits increased by 12.29% year-on-year to ₹14.95 lakh crore, while advances grew by 13.43% to ₹8.28 lakh crore.
The bank's Gross Non-Performing Assets (GNPA) improved to 1.98% as of March 31, 2026, down from 3.09% in the previous year. Net Non-Performing Assets (NNPA) also saw a reduction, standing at 0.15%.
The financial highlights for Q4FY26 show a Net Interest Income of ₹7,109 crore, marking a 11.27% increase. Operating Profit stood at ₹5,286 crore, up by 5.32%, and Net Profit was ₹3,103 crore, a 4.97% rise year-on-year. The Cost to Income Ratio was reported at 44.99%. The bank's Return on Assets (RoA) was 1.28% and Return on Average Networth (RoE) was 18.98%.
Looking ahead, the bank has provided guidance for FY27, expecting deposit growth of 9% to 11% and advances growth of 11% to 13%. GNPA is projected to be between 1.50% and 1.60%, with NIM expected to be between 3.10% and 3.25%. Recovery is targeted at ₹4,500 crore to ₹5,500 crore.
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Indian Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.