Indian Bank Revises Treasury Bills Linked Lending Rates Effective Oct 3, 2026
Indian Bank has revised its Treasury Bills Linked Lending Rates (TBLR) effective October 3, 2026. Rates for tenors up to 1 year have increased to 5.30% and 5.65%, while rates for tenors between 1 and 3 years have increased to 5.95%. MCLR, Base Rate, BPLR, Policy Repo Rate, and RBLR remain unchanged.
Changes in lending rates can affect borrowing costs for customers and the bank's net interest margin, thus having a medium-term impact on the bank's financial performance and its customers.
The announcement pertains to a routine revision of lending rates by the bank, which is a standard operational update and does not inherently indicate positive or negative performance.
Indian Bank has announced a revision in its Treasury Bills Linked Lending Rates (TBLR). The Asset Liability Management Committee (ALCO) of the bank reviewed and decided to increase the TBLR across various tenors.
For tenors of <= 3 months, the TBLR has been revised from 5.25% to 5.30%. For tenors greater than 3 months and up to 6 months, the rate has increased from 5.55% to 5.65%. For tenors greater than 6 months and up to 1 year, the TBLR has been revised from 5.70% to 5.95%. Similarly, for tenors greater than 1 year and up to 3 years, the TBLR has also been revised from 5.70% to 5.95%.
These revised TBLR rates will be effective from October 3, 2026. The bank has also stated that the Marginal Cost of funds based Lending Rate (MCLR), Base Rate, Benchmark Prime Lending Rate (BPLR), Policy Repo Rate, and Repo Linked Benchmark Lending Rates (RBLR) remain unchanged.
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Indian Bank filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Indian Bank. Read the original for the full detail.